Senior Analyst, Periodic Review, KYC Ops

Circle, a financial technology company pioneering the internet of money, enables value to flow globally and digitally at significantly reduced costs. This innovative platform unlocks new opportunities for payments, commerce, and markets, advancing global economic well-being and fostering inclusivity. With a focus on operational transparency and robust expansion across substantial markets, our organization values speed, efficacy, and upholds core principles of embracing multiple stakeholders, mindfulness, pursuing excellence, and upholding high integrity. As we evolve in a remote work environment, collaboration and innovation drive our collective success in a flexible and diverse workplace culture.

Responsibilities:

Joining the Compliance Operations team at Circle, the Senior Analyst, Periodic Review will undertake comprehensive reviews within the KYC Team, encompassing the entire KYC periodic review workflow. This role entails collecting, documenting, diligencing, scrutinizing, and escalating customer profiles for improved due diligence processes.

Key Tasks:

• Reviewing high-risk client relationships to ensure thorough and accurate customer due diligence and compliance with enhanced due diligence requirements.
• Analyzing customer profile adjustments for significant risk factors and red flags during periodic reviews.
• Updating internal records to enhance customer KYC files.
• Validating the alignment of customers' nature of business with their established profiles.
• Drafting executive-level risk memos for customers displaying red flags or heightened risk attributes, summarizing findings and outlining next steps.
• Collaborating with Customer Service and Relationship Managers to obtain required documentation for KYC due diligence.
• Facilitating knowledge-sharing with regional team leads for effective compliance measures.
• Monitoring industry trends related to potential money laundering or fraud schemes, including identifying and reporting suspicious activities.
• Performing general administrative and supporting functions as needed to meet business obligations.

Desired Qualifications:

• Enthusiasm for exploiting the potential of digital currency and blockchain technology with a sound grasp of blockchain workings.
• Innovative thinking to propose novel problem-solving solutions.
• History of successful collaborative work with different stakeholders and internal teams, with a preference for direct communication.
• Adaptability to a dynamic industry landscape and agility in responding to changing requirements through continuous learning.
• Bachelor's degree, ideally in a quantitative or technical field.
• 4+ years of relevant experience in AML and KYC reviews for corporates, including 2 years in crypto and ongoing monitoring of high-risk clients.
• Detail-oriented approach, strong analytical skills, and a comfort level with data analysis.
• Effective communication skills to liaise with internal and external teams.
• A plus: CAMS, CFCS, or CFE certification.
• Ability to work efficiently in a fully remote setup across multiple time zones, interacting with teams in the US, Europe, and APAC.
• Familiarity with Slack, Apple MacOS, and GSuite.

Additional Details:

• PERM sponsorship available for qualified candidates from the outset.
• Compensation based on experience, skill set, qualifications, and organizational requirements.
• Base Pay Range: $90,000 - $120,000, plus equity and a range of benefits including medical, dental, vision, 401(k), generous vacation policy, paid sick leave, and holidays.
• Embrace diversity at Circle as an equal opportunity employer, valuing differences to create an inclusive environment that fosters transparency and fairness in all aspects of operations.