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Francis Abdul
Dumbuya

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15
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About me
I am an experienced Compliance, Audit, and Risk Management professional with over 12 years of progressive experience across financial services, auditing, accounting, and regulatory compliance. I currently serve as the Compliance Manager at Reliance Financial Services, where I lead enterprise-wide compliance oversight, AML/CFT frameworks, risk assessment processes, and due diligence reviews for partners and regulators. My background includes extensive audit experience with PKF, where I led audit engagements across banking, telecommunications, NGOs, hospitality, shipping, and manufacturing sectors. I bring strong technical skills in financial analysis, internal controls, policy development, and risk assessment, supported by hands-on proficiency in Microsoft Excel, Google Workspace, budgeting, and report preparation. I’m reliable, detail-oriented, and ready to support clients in accounting, compliance, document review, proofreading, copywriting, and administrative support roles.

Work experience

Reliance Financial Services
April 2019 – Current time
Job title
Compliance Manager
Work experience & achievements
Lead the company’s risk assessment model development with CENFRI. Conduct AML/CFT and operational risk assessments for all products and services. Ensure compliance with regulatory laws, internal policies, and MTO agreements. Manage FIU and partner due-diligence requests. Deliver company-wide compliance training and awareness programs. Develop and implement AML/CFT policies, manuals, and monitoring systems.
Reliance Financial Services
March 2014 – March 2019
Job title
Senior Compliance Officer
Work experience & achievements
Conducted compliance monitoring, reporting, and staff training. Ensured branch adherence to AML/CFT guidelines and internal controls. Performed risk assessments, internal control reviews, and audit tests. Supported development of compliance manuals and procedures.
PKF Accountants & Business Advisers
January 2008 – February 2014
Job title
Trainee Accountant / Audit In-Charge
Work experience & achievements
Conducted financial audits for banks, NGOs, telecoms, schools, hotels, manufacturing firms, and multinationals. Assessed internal control systems and documented accounting processes. Supervised audit teams, prepared financial statements, and issued management letters. Reviewed final audit reports and discussed findings with client management.

Education

University of The Gambia
Graduation year: 2025
Level of study
Bachelor
Major / Field of study
Accountancy
Grace Institute of Professional Studies
Graduation year: 2023
Level of study
HND
Major / Field of study
ACCA (level 2)- Certified Accountant
Management Development Institute
Graduation year: 2007
Level of study
HND
Major / Field of study
AAT- Accounting Technician
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