合规专员（南美国家）

About Bitrefill
Bitrefill is the world's leading crypto lifestyle platform. We enable millions of users to spend Bitcoin, Lightning Network payments, and other digital assets on gift cards, mobile phone refills, and everyday goods across 190+ countries.
Our long-term mission: let people use crypto as real digital money daily — without registration, login, or traditional banking.
We are now building the Bitrefill crypto card for paying anywhere, anytime.
The Role
We are looking for a Compliance & AML Officer to own global anti-money laundering frameworks, transaction monitoring, and regulatory risk for both our existing gift card/refill business and the upcoming crypto card.
You will be the go-to person for compliance across multiple jurisdictions — balancing user experience (no registration!) with regulatory requirements.
This is not a pure paperwork role. You will build practical, risk-based controls for a fast-moving crypto startup.
What You Will Do
AML Framework – Develop and implement global AML/CFT policies, procedures, and controls for crypto and fiat transactions.
Transaction Monitoring – Set up and oversee monitoring of on-chain crypto payments, Lightning Network transactions, and card operations.
Sanctions & PEP Screening – Manage screening processes across 190+ countries.
Risk Assessment – Conduct periodic risk assessments for products (gift cards, refills, crypto card) and geographies.
Regulatory Reporting – File suspicious activity reports (SARs/STRs) and other required filings.
License & Registration Support – Support the team with crypto licensing and card program compliance (EMI/payment institution requirements).
Internal Training – Train internal teams (support, product, BD) on AML basics and red flags.
External Communication – Liaise with regulators, banking partners, and card scheme compliance teams.
Requirements
3+ years of experience in Compliance / AML, ideally in:
Crypto / VASP (Virtual Asset Service Provider)
Fintech or payments
Card programs (issuing or acquiring)
Strong understanding of FATF recommendations for crypto (Travel Rule, VASP obligations)
Experience with transaction monitoring tools (on-chain and off-chain)
Knowledge of sanctions regimes (OFAC, UN, EU)
Ability to work with risk-based approach — not checkbox compliance
Fluent English (written and spoken)
Nice to Have
Experience with Lightning Network compliance nuances (small-value payments, channel management)
Previous work with gift card or mobile refill businesses
Knowledge of EMI (Electronic Money Institution) licensing
Familiarity with crypto card programs (Visa / Mastercard crypto cards)
Experience in multiple jurisdictions (EU, LATAM, Africa, Asia)
What Makes This Role Unique
You will help design compliance for a no-registration-required crypto product — unusual and challenging.
You will work closely with product and engineering to build automated controls, not just documents.
You will have real ownership — no large compliance teams, no excessive bureaucracy.
Working at Bitrefill
100% remote – work from anywhere
Asynchronous first – deep work, minimal meetings
Time zone overlap – ~4–6 hours with Stockholm (CET)
Startup culture – fast decisions, high responsibility
Compensation & Benefits
Competitive salary (USD/EUR/USDC)
Equity / token options
Fully remote setup
Opportunity to shape compliance from early stage
How to Apply
Send:
Your resume
A brief note about your experience with crypto AML (including any relevant jurisdictions)

Overview

Binance, a global blockchain ecosystem renowned for its cryptocurrency exchange, is looking for a proficient Senior Compliance & Regulatory Specialist to assist the Head of Compliance in overseeing regulatory affairs within the Brazilian financial regulatory landscape. The ideal candidate should have legal qualifications, a solid grasp of financial services regulations, and prior experience in Payment Institutions and Broker-Dealers (DTVMs).

Responsibilities

Assist the Head of Compliance in dealings with the Banco Central do Brasil regarding regulatory assessments and requests.

Serve as a key contact for regulatory matters, ensuring consistent engagement with regulators.

Coordinate responses to regulatory inquiries, audits, and information requests.

Interpret and implement regulatory requirements applicable to Payment Institutions, DTVMs, and similar entities.

Stay informed about regulatory updates and evaluate their impact on business operations.

Aid in licensing processes, submissions, and filings required by regulations.

Collaborate with internal teams to integrate regulatory requirements into operational protocols.

Furnish regulatory guidance and insights to senior management and internal stakeholders.

Ensure compliance with AML/CFT, KYC, and internal control frameworks.

Requirements

Possession of a law degree and license to practice law in Brazil.

Extensive experience in regulatory compliance within financial institutions.

Previous engagement with the Banco Central do Brasil, ideally with exposure to supervisory processes like DECON.

Proficient knowledge of the regulatory framework for Payment Institutions and DTVMs.

Familiarity with AML/CFT obligations and internal control systems.

Track record of supporting regulatory submissions, audits, or supervisory reviews.

Strong analytical aptitude and meticulous attention to detail.

Outstanding written and verbal communication abilities.

Fluency in English is mandatory.

Preferred Qualifications

Prior involvement in fintech, digital assets, or regulated innovative products.

Experience in regulatory inspections or remediation procedures.

Advanced degree in Financial Regulation, Compliance, or related disciplines.

Binance offers an opportunity to engage with cutting-edge blockchain technology, collaborate with a globally diverse team, work on dynamic projects in an empowering environment, grow career-wise, competitive compensation packages, and a flexible work-from-home setup tailored to team requirements. Binance fosters diversity and advocates for equal employment opportunities in its workplace.

Candidates acknowledge compliance with the Candidate Privacy Notice when applying, and the potential usage of AI tools to facilitate the hiring process, noting that all final decisions are made by humans. For more information on data processing, candidates can contact the recruitment team directly.

Serve as the key legal lead for managing Binance’s regulatory matters on a global scale, ensuring adherence to regulatory requirements across various jurisdictions and mitigating legal risks on a global level. Craft and implement Binance’s strategy for global regulatory compliance in alignment with the constantly changing international laws, mandates, and regulatory environments pertinent to the cryptocurrency and financial services domains.

Responsibilities:

Lead and oversee Binance’s international legal team specializing in regulatory matters, offering strategic legal guidance to address intricate regulatory issues globally.

Formulate, execute, and consistently enhance Binance’s global regulatory strategy to ensure compliance with diverse regulatory frameworks and proactively manage legal risks.

Act as the primary legal contact with regulatory bodies globally, establishing and nurturing robust relationships to facilitate productive dialogues and progress Binance’s regulatory concerns.

Supervise the preparation, submission, and management of regulatory paperwork, licenses, consents, and endorsements essential for Binance’s operations in multiple regions.

Provide expert legal counsel on a wide array of regulatory concerns affecting Binance’s offerings, services, and business functions worldwide.

Track and interpret changes in regulations in key markets, foresee potential legal repercussions, and guide senior management on essential compliance measures and strategic legal actions.

Organize and lead legal responses to regulatory probes, inquiries, audits, and enforcement activities across the globe, ensuring swift and efficient resolutions.

Collaborate closely with cross-functional teams, including compliance, risk, business development, and product teams to integrate regulatory legal aspects into global business practices and product rollouts.

Drive the creation and delivery of regulatory legal training and awareness programs for internal stakeholders worldwide to enrich the culture of regulatory compliance throughout the organization.

Manage relationships with external legal advisors and consultants worldwide to assist in regulatory matters and intricate legal dilemmas.

Supervise the operational functions of the global regulatory legal team, which includes budgeting, resource allocation, and performance monitoring.

Requirements:

Licensed to practice law in a major jurisdiction with extensive experience in international regulatory law.

Minimum of 15 years in regulatory legal roles, ideally in the technology, financial services, or cryptocurrency sectors.

Demonstrated proficiency in handling complex regulatory compliance matters and engaging with regulatory bodies across multiple jurisdictions worldwide.

Sound knowledge of global financial products, encompassing spot and derivatives trading, payment systems, and digital assets.

Proven ability to craft and implement global regulatory strategies in a dynamic and highly regulated environment.

Track record of leadership and management of high-performing legal teams in numerous regions.

Excellent at managing stakeholders, adept at cultivating trust with regulators, business executives, and external legal advisors.

Deep comprehension of the cryptocurrency industry and its regulatory landscape globally.

Outstanding communication and negotiation skills with fluency in English; additional language abilities are advantageous.

Strong business acumen combined with a practical and solution-oriented approach to regulatory challenges.

Capability to excel in a fast-paced, dynamic environment, handling multiple priorities and deadlines effectively.

Embark on molding the future with the world’s premier blockchain ecosystem at Binance. Engage with top-tier professionals in a user-focused international organization with a horizontal organizational structure. Dive into exceptional, rapid projects with autonomy within an inventive setting. Flourish in a results-oriented workplace offering growth opportunities and continuous learning experiences. Enjoy competitive remuneration along with comprehensive company benefits. Benefit from a work-from-home option, subject to variations based on business team requirements.

Binance upholds a commitment to diversity, fostering inclusivity to enhance our success. By submitting an application, you acknowledge that you have reviewed and agreed to our Candidate Privacy Notice. AI tools may be leveraged to streamline parts of the recruitment process. While these tools are supportive, all final hiring decisions are made by humans. Feel free to reach out to clarify any questions about your data processing with us.

Binance, a prominent global blockchain ecosystem and the home to the largest cryptocurrency exchange worldwide, serves over 300 million users across 100+ countries. Our reputation is built on industry-defining security, transparent user funds, high-speed trading engines, deep liquidity, and a diverse range of digital asset products. We cater to various sectors such as trading, finance, education, research, payments, institutional services, Web3 services, and more. Utilizing digital assets and blockchain technology, we aim to develop an inclusive financial environment that enhances financial accessibility globally.

Key Responsibilities:

Offer expert legal advice on U.S. regulatory expectations, focusing on crypto and financial regulations, AML, sanctions, securities laws, commodities laws, and other relevant regulatory frameworks.

Collaborate with Legal Department members and management on regulatory litigation matters and relationships with U.S. government agencies and regulatory bodies.

Provide guidance on the company’s approach to regulatory investigations, enforcement actions, and compliance reviews, especially in relation to AML and sanctions compliance programs.

Engage with U.S. regulatory agencies and their representatives to ensure effective communication and cooperation.

Advise internal stakeholders on maintaining legal compliance through cross-functional collaboration.

Partner closely with compliance, risk, and business teams to address legal and regulatory complexities within the U.S. jurisdiction.

Offer insight into evolving U.S. regulatory changes affecting the crypto and financial sectors, advising on compliance strategies and risk assessment.

Assist in regulatory filings, investigations, remediation efforts, and enforcement actions as required.

Qualifications:

Demonstrated expertise in managing legal issues, including handling litigation and contentious regulatory affairs, ideally involving U.S. financial regulators like FinCEN, SEC, CFTC, OFAC, and state regulators.

Profound knowledge of U.S. AML and sanctions compliance programs, with practical experience in supporting or advising on these frameworks.

In-depth understanding of U.S. financial products, particularly spot trading, margin trading, futures, and options, within the crypto industry.

Strong analytical skills with a keen eye for detail and the ability to address complex legal issues proactively.

Demonstrated ability to work independently and collaboratively across diverse teams.

Exceptional written and verbal communication skills for effectively conveying legal concepts to a varied audience.

Prior in-house legal experience and exposure to internal remediation efforts are advantageous.

Why Binance:

Contribute to shaping the future with the leading blockchain ecosystem globally.

Work alongside top-tier talent in a user-centric, globally oriented organization with a flat hierarchy.

Engage in stimulating, fast-paced projects with autonomy in a cutting-edge setting.

Thrive in a results-oriented environment with ample opportunities for career progression and ongoing learning.

Receive competitive compensation and company benefits.

Enjoy a work-from-home option (subject to the team's work requirements) in a flexible setting.

Binance upholds equal opportunity in employment and strongly believes that diversity is key to its success. By applying for a job, you confirm your consent to our Candidate Privacy Notice. Artificial intelligence tools may be used during the hiring process to assist in application review, resume analysis, and response evaluation, although final hiring decisions remain human-driven. For more information on data processing, please feel free to contact us.

The Legal team is responsible for providing legal and regulatory guidance to ensure compliance with local regulations and satisfy customer needs at CDC. The team engages with external regulators and service providers to protect CDC from legal risks, focusing on Commercial and Regulatory/Product areas.

Responsibilities

Assist the Legal Team in executing company secretarial functions for global entities

Collaborate with external professional firms

Address internal clients' inquiries regarding corporate matters

Aid in handling KYC requests from banks, vendors, and authorities

Support internal and external audits in coordination with other teams

Aid in arranging directors/shareholders' meetings

Verify details in statutory and regulatory filings

Assist in drafting meeting minutes and written resolutions

Organize and file corporate documents for execution

Maintain well-organized corporate records

Conduct research and analyze corporate laws and statutory requirements

Perform other assigned ad-hoc tasks

Requirements

Bachelor’s degree in Business Administration, Corporate Governance, Law, or related fields

4 to 6 years of company secretarial experience

Membership or enrollment in HKCGI, CSIS, MAICSA, ICSA, or ICPA is a plus

Proficiency in written and spoken English

Proficient in MS Office applications and computer literate

Experience with entities management platforms and digital tools is advantageous

Self-motivated, detail-oriented, and able to prioritize tasks

Ability to work independently

Work location in Singapore or Hong Kong

Benefits

Opportunities for developing corporate governance skill sets

Exposure to corporate governance practices across multiple jurisdictions globally

Engaging team environment with dynamic interactions

Hybrid working setup

Life @CDC

Empowered to think big, explore new opportunities, and collaborate with a talented and ambitious team. Working within a transformative and proactive environment enhances employees' abilities to find innovative solutions, fostering personal and professional growth. The work culture thrives on collaboration and support, ensuring everyone works together as one cohesive team to achieve the goal of making cryptocurrency accessible to all.

Benefits

Competitive salary
Comprehensive medical insurance, including coverage for dependents
Generous annual leave, including birthday and work anniversary leave
Flexible work arrangements, including hybrid or remote options
Internal mobility program for career advancement
Work perks, such as a crypto.com visa card
Specific regional benefits available, check with the talent acquisition team

About CDC:
CDC was founded in 2016 and serves millions of customers globally as a leading cryptocurrency platform. Driven by the vision of making Cryptocurrency in Every Wallet™, CDC prioritizes security, privacy, and compliance, aiming to advance cryptocurrency adoption through innovation. By empowering the next generation, CDC envisions a more equitable and fair digital ecosystem.

CDC promotes diversity and inclusion, seeking individuals with diverse backgrounds, skills, and perspectives to enhance its team. Personal data from applicants is used solely for recruitment purposes. Only shortlisted candidates will be contacted for further consideration. Acceptance of personal data processing is noted, which may include AI tools assisting in application review alongside human decision-making.