Client Due Diligence Analyst (Retail Division), Bulgaria
Sofia, Bulgaria
Full time
Hybrid
Compensation is not specified
Role
Customer service
Description
Job Responsibilities:
- Conduct due diligence on new and existing customers and address any related issues.
- Perform continuous screening for adverse media, politically exposed persons (PEP), sanctions, etc.
- Identify and resolve potential matches linked to adverse media, PEP, sanctions, etc., in accordance with established procedures.
- Conduct global research on customers and their associates.
- Handle requests for information promptly and per company policies as required.
- Understand money laundering mechanisms and apply knowledge to identify suspicious cases that warrant further investigation by analyzing transaction behaviors.
- Create and maintain accurate case documentation.
- Collaborate with other financial crimes teams to support daily tasks.
Job Requirements:
- High school diploma or higher education.
- Prior experience in fintech appreciated but not mandatory.
- Basic understanding of financial technologies/services legislation.
- Familiarity with the company's business, technical aspects, and organizational structure.
- Effective communication skills with individuals at different levels both internally and externally.
- Strong written and verbal communication abilities.
- Excellent decision-making and problem-solving skills, with the capacity to work independently or within a team.
- Demonstrated integrity, initiative, discretion, and respect for individual dignity and rights.
- Interest in fintech and financial services, and motivation for the role.
- Proficiency in English and computer literacy.
Working Environment and Benefits:
- Encouraging a proactive and transformational collaborative workplace.
- Support for personal and professional growth through skill-set development.
- Teaming up with industry-leading colleagues in a supportive work culture.
- Promotion of work flexibility with hybrid or remote options.
- Internal mobility program for exploring career alternatives.
- Competitive salary and attractive leave entitlement, including birthday and work anniversary bonuses.
- Work perks such as a company Visa card.
- Diverse benefits packages tailored to different regions.
About the Company:
Founded in 2016, the company serves over 80 million customers worldwide and is a rapidly growing global cryptocurrency platform. Committed to a vision of widespread cryptocurrency use, the company prioritizes security, privacy, and compliance. Embracing diversity and inclusion, Crypto.com aims to create a fair and transparent environment for all employees by seeking individuals with varied backgrounds, perspectives, and skills to enrich the team.
⚠️ Note: Personal data from applicants will be used solely for recruitment purposes. Only shortlisted candidates will be contacted.
Skills Required
Сrypto.com
Website
Сrypto.comCompany size
Not specified
Location
United States
Description
Not specified
Wallet
AML Investigations Team Lead
Full time
Remote
Wallet in Telegram is your gateway to the world of digital currencies, specially tailored for individuals in emerging markets. We understand the complexities and intimidation often associated with existing crypto solutions, which is why we've designed the Wallet to be the ultimate user-friendly platform for managing finances. No need to open a traditional bank account or wrestle with convoluted crypto exchanges and wallets.
Leveraging the power of advanced blockchain technology, Wallet delivers a seamless onboarding experience into the crypto ecosystem. It enables users to effortlessly store, send, and receive digital currencies, all via the familiar interface of Telegram. Managing your finances becomes as simple as sending a message.
At Wallet, we're committed to using technology to disrupt traditional banking systems, providing our customers with more flexible and inclusive financial services. Whether you're a crypto novice or seeking to simplify your digital finance experience, Wallet is crafted with your needs in mind.
We are seeking experienced and motivated AML Investigations Team Lead to join our Investigations team.
Responsibilities:
Lead a team of Investagation specialists who conduct case investigations (includes analyzing transaction information, researching customer data, examining open source and media checks and deciding whether assets should be frozen, etc.).
Engage with key stakeholders and work cooperatively to present, create, develop and/or implement suggestions and recommendations regarding best practices, continuous improvement, policies and procedures.
Reporting and close collaboration with MLRO.
Use information from regulatory changes, new regulations, and internal policy changes to further identify new key risk areas and work together with other teams within the Compliance (i.e. KYC team) to set the necessary controls in place.
Evaluate performance with key metrics, track the Investigation team progress and success, and be able to present results to senior leadership.
Define and clearly communicate objectives and goals for the Investigation team.
Train the Investigation team, identify actions and ensure the skills and knowledge are developed effectively.
Serve as a primary point of contact and lead discussions with various internal and external stakeholders on the Investigation team side.
Requirements:
3+ years of relevant experience in Investigation/AML/Compliance.
2+ years team lead/managerial/supervisory experience of a team up to 20 employees.
Knowledge and experience with working with Chainalysis, Eliptic or other top-5 crypto KYT providers.
Strong knowledge of AML/CFT laws and regulations.
Exceptional analytical, critical thinking and problem-solving skills.
Ability to manage processes efficiently, with accuracy and attention to detail.
Strong decision-making capabilities and adoption of a solution-based approach in all aspects of work.
Passionate and driven about building a motivated team and mentoring and encouraging the team to continuously develop and grow.
Crypto or payments or fintech experience is a plus.
English language at least B2. Good verbal and written skills in Russian will be a plus.
Excellent overall communication skills.
Willing to travel where required to meet the Investigation team and the MLRO in person.
We seek candidates who can work on 5/2 schedule.
Why it is a fantastic opportunity:
Our business is growing at an exponential scale.
Work in a well-funded startup environment with unique growth opportunities and a chance to join a rapidly growing company with a unique product.
Be based remotely.
Participation in the performance review and bonus programme.
Compensation for medical expenses.
Provision of necessary equipment.
Annual vacation of 20 working days plus 10 paid days off.
14 days of paid sick leave to support your health and recovery when needed.
Access to internal English courses for continuous learning and improvement in language skills.
Wallet is an equal opportunity employer.
Leveraging the power of advanced blockchain technology, Wallet delivers a seamless onboarding experience into the crypto ecosystem. It enables users to effortlessly store, send, and receive digital currencies, all via the familiar interface of Telegram. Managing your finances becomes as simple as sending a message.
At Wallet, we're committed to using technology to disrupt traditional banking systems, providing our customers with more flexible and inclusive financial services. Whether you're a crypto novice or seeking to simplify your digital finance experience, Wallet is crafted with your needs in mind.
We are seeking experienced and motivated AML Investigations Team Lead to join our Investigations team.
Responsibilities:
Lead a team of Investagation specialists who conduct case investigations (includes analyzing transaction information, researching customer data, examining open source and media checks and deciding whether assets should be frozen, etc.).
Engage with key stakeholders and work cooperatively to present, create, develop and/or implement suggestions and recommendations regarding best practices, continuous improvement, policies and procedures.
Reporting and close collaboration with MLRO.
Use information from regulatory changes, new regulations, and internal policy changes to further identify new key risk areas and work together with other teams within the Compliance (i.e. KYC team) to set the necessary controls in place.
Evaluate performance with key metrics, track the Investigation team progress and success, and be able to present results to senior leadership.
Define and clearly communicate objectives and goals for the Investigation team.
Train the Investigation team, identify actions and ensure the skills and knowledge are developed effectively.
Serve as a primary point of contact and lead discussions with various internal and external stakeholders on the Investigation team side.
Requirements:
3+ years of relevant experience in Investigation/AML/Compliance.
2+ years team lead/managerial/supervisory experience of a team up to 20 employees.
Knowledge and experience with working with Chainalysis, Eliptic or other top-5 crypto KYT providers.
Strong knowledge of AML/CFT laws and regulations.
Exceptional analytical, critical thinking and problem-solving skills.
Ability to manage processes efficiently, with accuracy and attention to detail.
Strong decision-making capabilities and adoption of a solution-based approach in all aspects of work.
Passionate and driven about building a motivated team and mentoring and encouraging the team to continuously develop and grow.
Crypto or payments or fintech experience is a plus.
English language at least B2. Good verbal and written skills in Russian will be a plus.
Excellent overall communication skills.
Willing to travel where required to meet the Investigation team and the MLRO in person.
We seek candidates who can work on 5/2 schedule.
Why it is a fantastic opportunity:
Our business is growing at an exponential scale.
Work in a well-funded startup environment with unique growth opportunities and a chance to join a rapidly growing company with a unique product.
Be based remotely.
Participation in the performance review and bonus programme.
Compensation for medical expenses.
Provision of necessary equipment.
Annual vacation of 20 working days plus 10 paid days off.
14 days of paid sick leave to support your health and recovery when needed.
Access to internal English courses for continuous learning and improvement in language skills.
Wallet is an equal opportunity employer.
Wallet
Investigation Analyst
Full time
Remote
Wallet in Telegram is your gateway to the world of digital currencies, specially tailored for individuals in emerging markets. We understand the complexities and intimidation often associated with existing crypto solutions, which is why we've designed the Wallet to be the ultimate user-friendly platform for managing finances. No need to open a traditional bank account or wrestle with convoluted crypto exchanges and wallets.
It is already actively used by millions of users worldwide, but we are not going to stop: we are scaling to new regions and adding new features. The product has found its product/market fit, is rapidly growing its audience and revenue.
Rapid growth inevitably leads to inefficiencies in the work of the analytics team. We don't always answer well questions about what is happening with the product, because when all metrics are growing from all sides, the team doesn't understand what to grasp or may miss something small that negatively affects the product in the long run. If you've had experience working in a fast-growing product, you're well aware of this phenomenon.
We are seeking a detail-oriented and motivated individual to join our Investigation Team. The successful candidate will be responsible for investigating suspicious activities, ensuring regulatory compliance, and implementing measures to prevent fraudulent transactions within our company wallet system.
Responsibilities:
Conduct comprehensive investigations of flagged users to assess their legitimacy; collect and scrutinize data to identify patterns and potential risks.
Determine the root causes of suspicious activities and develop strategies to address and mitigate underlying issues to prevent recurrence of similar activities.
Prepare detailed reports on investigative findings for internal stakeholders and, when necessary, external regulatory bodies.
Provide comprehensive support during internal and external audits and ensure all investigative activities adhere to relevant regulatory requirements and internal policies.
Develop and implement training programs aimed at educating staff on how to identify and escalate suspicious activities.
Requirements:
Bachelor’s degree
2 years of previous experience in transaction monitoring, fraud investigation, compliance, or a related role.
Strong analytical and problem-solving abilities.
Excellent attention to detail and the ability to work under pressure.
Strong communication and interpersonal skills.
Ability to maintain confidentiality and handle sensitive information with discretion
Familiarity with cryptocurrency transactions and blockchain technology is advantageous but not mandatory.
Proficiency in English (at least level B2) is required. Knowledge of Russian is preferred.
Why it is a fantastic opportunity:
Our business is growing at an exponential scale.
Work in a well-funded startup environment with unique growth opportunities and a chance to join a rapidly growing company with a unique product.
Be based remotely.
Participation in the performance review and bonus programme.
Compensation for medical expenses.
Provision of necessary equipment.
Annual vacation of 20 working days plus 10 paid days off.
14 days of paid sick leave to support your health and recovery when needed.
Access to internal English courses for continuous learning and improvement in language skills.
Wallet is an equal opportunity employer.
It is already actively used by millions of users worldwide, but we are not going to stop: we are scaling to new regions and adding new features. The product has found its product/market fit, is rapidly growing its audience and revenue.
Rapid growth inevitably leads to inefficiencies in the work of the analytics team. We don't always answer well questions about what is happening with the product, because when all metrics are growing from all sides, the team doesn't understand what to grasp or may miss something small that negatively affects the product in the long run. If you've had experience working in a fast-growing product, you're well aware of this phenomenon.
We are seeking a detail-oriented and motivated individual to join our Investigation Team. The successful candidate will be responsible for investigating suspicious activities, ensuring regulatory compliance, and implementing measures to prevent fraudulent transactions within our company wallet system.
Responsibilities:
Conduct comprehensive investigations of flagged users to assess their legitimacy; collect and scrutinize data to identify patterns and potential risks.
Determine the root causes of suspicious activities and develop strategies to address and mitigate underlying issues to prevent recurrence of similar activities.
Prepare detailed reports on investigative findings for internal stakeholders and, when necessary, external regulatory bodies.
Provide comprehensive support during internal and external audits and ensure all investigative activities adhere to relevant regulatory requirements and internal policies.
Develop and implement training programs aimed at educating staff on how to identify and escalate suspicious activities.
Requirements:
Bachelor’s degree
2 years of previous experience in transaction monitoring, fraud investigation, compliance, or a related role.
Strong analytical and problem-solving abilities.
Excellent attention to detail and the ability to work under pressure.
Strong communication and interpersonal skills.
Ability to maintain confidentiality and handle sensitive information with discretion
Familiarity with cryptocurrency transactions and blockchain technology is advantageous but not mandatory.
Proficiency in English (at least level B2) is required. Knowledge of Russian is preferred.
Why it is a fantastic opportunity:
Our business is growing at an exponential scale.
Work in a well-funded startup environment with unique growth opportunities and a chance to join a rapidly growing company with a unique product.
Be based remotely.
Participation in the performance review and bonus programme.
Compensation for medical expenses.
Provision of necessary equipment.
Annual vacation of 20 working days plus 10 paid days off.
14 days of paid sick leave to support your health and recovery when needed.
Access to internal English courses for continuous learning and improvement in language skills.
Wallet is an equal opportunity employer.
r3
Commercial Paralegal (3-months Fixed Term)
London, UK
London, UK
Full time
Hybrid
At R3, our goal is to create a world where business transactions are secure, and value can easily flow. We aspire to establish a digital economy that is open, trustworthy, and enduring. As a growing company with the determination of a startup, we foster an innovative work environment where every idea is valued equally, and each day presents new challenges.
We are in search of a commercial paralegal to join our Legal Team internally. The Legal Team at R3 collaborates with various departments such as commercial, product, engineering, and professional services teams. Responsibilities include negotiating commercial contracts, NDAs, and vendor agreements, ensuring compliance with laws and policies, reviewing and providing input on commercial proposals, as well as examining corporate documents. This contract position offers the opportunity to learn and work closely with a knowledgeable team located in London and New York.
Key Responsibilities:
Support in reviewing non-disclosure agreements and vendor contracts
Conduct sanctions screenings, update compliance policies, and aid in compliance-related tasks
Analyze customer and vendor agreements to gather essential compliance data and maintain a reliable data repository
Undertake occasional research projects
Manage a data privacy audit, updating documentation and procedures as needed
Oversee a contract database
Education & Experience:
A bachelor's degree in law or PGDL is required
Strong analytical and problem-solving skills are essential
Demonstrated interest in fintech and/or blockchain technology is necessary
Experience in an in-house legal team or private practice is advantageous
International exposure is beneficial
Please note: This position does not offer sponsorship. Candidates must be authorized to work in the UK to be considered.
R3 is an established enterprise technology firm specializing in digital solutions for regulated financial markets, striving to enhance market efficiency, transparency, and connectivity. Our team values collaboration, accountability, courage, and a customer-centric approach, driving the success of our Corda DLT platform and R3 Digital Markets product suite, trusted by renowned financial institutions worldwide.
R3 is dedicated to maintaining an inclusive and diverse work environment that values individuals of all backgrounds, including ethnicity, race, gender, sexual orientation, origins, disability, veteran status, and cultural backgrounds. We recognize and celebrate the unique qualities each individual brings, believing that our differences strengthen our collective mission. If you believe you possess the qualities to contribute to R3, even if you don't meet all criteria listed, we encourage you to share your resume with us.
We are in search of a commercial paralegal to join our Legal Team internally. The Legal Team at R3 collaborates with various departments such as commercial, product, engineering, and professional services teams. Responsibilities include negotiating commercial contracts, NDAs, and vendor agreements, ensuring compliance with laws and policies, reviewing and providing input on commercial proposals, as well as examining corporate documents. This contract position offers the opportunity to learn and work closely with a knowledgeable team located in London and New York.
Key Responsibilities:
Support in reviewing non-disclosure agreements and vendor contracts
Conduct sanctions screenings, update compliance policies, and aid in compliance-related tasks
Analyze customer and vendor agreements to gather essential compliance data and maintain a reliable data repository
Undertake occasional research projects
Manage a data privacy audit, updating documentation and procedures as needed
Oversee a contract database
Education & Experience:
A bachelor's degree in law or PGDL is required
Strong analytical and problem-solving skills are essential
Demonstrated interest in fintech and/or blockchain technology is necessary
Experience in an in-house legal team or private practice is advantageous
International exposure is beneficial
Please note: This position does not offer sponsorship. Candidates must be authorized to work in the UK to be considered.
R3 is an established enterprise technology firm specializing in digital solutions for regulated financial markets, striving to enhance market efficiency, transparency, and connectivity. Our team values collaboration, accountability, courage, and a customer-centric approach, driving the success of our Corda DLT platform and R3 Digital Markets product suite, trusted by renowned financial institutions worldwide.
R3 is dedicated to maintaining an inclusive and diverse work environment that values individuals of all backgrounds, including ethnicity, race, gender, sexual orientation, origins, disability, veteran status, and cultural backgrounds. We recognize and celebrate the unique qualities each individual brings, believing that our differences strengthen our collective mission. If you believe you possess the qualities to contribute to R3, even if you don't meet all criteria listed, we encourage you to share your resume with us.
BitGo
Principal Officer (PMLA Compliances)
India
India
Full time
Office
Job Summary:
BitGo is a prominent industry leader providing digital asset infrastructure solutions, including custody, wallets, staking, trading, financing, and settlement services. Since establishment in 2013, our primary focus has been to assist clients in navigating the digital asset realm securely. With a global presence and multiple Trust companies, BitGo caters to thousands of institutions, including well-known brands, exchanges, and platforms, along with millions of retail investors globally. Acting as a vital operational core of the digital economy, BitGo manages a significant portion of Bitcoin network transactions and is recognized as the largest independent digital asset custodian and staking provider worldwide.
We are seeking a skilled Principal Compliance Officer to oversee and ensure full adherence to PMLA laws within our operations. This individual will be responsible for implementing and sustaining effective AML/KYC policies, procedures, and controls to uphold compliance with all relevant regulatory stipulations and serve as the key point of contact for regulatory entities.
Responsibilities:
Ensure operational compliance with PMLA, 2002, PML Rules, and VDA AML guidelines.
Establish robust AML and CFT systems and controls to meet regulatory expectations.
Maintain an efficient transaction monitoring system to identify potentially suspicious transactions on the platform, including submitting Suspicious Action/Transaction Reports to the Indian FIU as needed.
Stay updated with developments in pertinent legislation (Indian AML/CFT Regulations, FATF, etc.) and provide timely guidance, considering both domestic and international implications.
Supervise the implementation of suitable AML and CFT policies and procedures, incorporating a risk-based approach. Act as the primary liaison with FIU-India as required.
Ensure that AML and CFT requirements are integrated into new product development or service changes.
Serve as the key intermediary for all AML and compliance-related interactions between the VDA service provider and regulatory entities, auditors, and law enforcement.
Maintain a close working rapport with senior management, offering advice on potential compliance risks and matters.
Requirements:
Possess a minimum of 5 years of experience in a compliance or risk management role.
Proficient understanding of PMLA regulations as they pertain to digital assets and cryptocurrency platforms.
Strong grasp of financial crime prevention concepts, encompassing AML, KYC, CDD, EDD, and sanctions screening.
Ability to effectively manage regulatory inquiries and audits, collaborating with external regulators and auditors proficiently.
Excellent communication skills to convey complex regulatory requirements clearly to internal teams and external stakeholders.
Capability to function in a fast-paced, ever-evolving environment and juggle competing priorities efficiently.
Strong problem-solving abilities and meticulous attention to detail.
Why Choose BitGo?
Embracing a new model means having vision, innovation, dedication, technical expertise, drive, collaboration, and execution. Join a team of exceptional individuals who strive for excellence and embody our core values of ownership, craftsmanship, and transparent communication. We seek new team members who bring fresh thinking, innovative problem-solving approaches, and are willing to take risks to be part of the team reshaping the global financial markets.
Respective Benefits:
Competitive salary
IT equipment support
Meal and transport allowances
Medical Insurance coverage
Attractive well-being allowance covering medical, wellness, and fitness aspects
Complimentary snacks at the Bangalore office
Opportunity to learn and grow within a talented workforce
The financial services domain is experiencing one of the most disruptive transformations with cryptocurrencies. Join us and be able to reflect back, being part of the team that revolutionized investment practices.
Note: This position necessitates onsite work (Monday to Friday) at the Bangalore office.
Binance
KYC/KYB Analyst
Tokyo, Japan
Tokyo, Japan
Full time
Remote
Responsibilities
Handle and assess client enquiries related to client onboarding for individuals and corporates.
Prioritize and manage workload efficiently, escalating key risks promptly to supervisors.
Collaborate with various stakeholders like Front Office, Compliance, and Product teams to assist clients in acquiring necessary documentation for KYC/KYB due diligence.
Monitor, document, and report any unusual activities or AML flags.
Participate in internal and external training programs focusing on AML / CFT and other relevant areas.
Facilitate knowledge sharing by engaging with team members nationally and regionally.
Perform general administrative tasks and other related activities as needed to support the Company's business requirements.
Requirements
Minimum 3 years of relevant experience in Customer Support, KYC/KYB operations, Onboarding, or Compliance roles with a strong understanding of related regulations and compliance practices.
Proficient in local laws, directives, regulations, and virtual currency policies if applicable.
Ability to effectively conduct risk assessments, trigger reviews, and enhance due diligence procedures.
Experience using compliance applications like World-Check, Liquid, and Refinitiv.
Demonstrated accountability and ownership of client onboarding processes, familiarity with different entity types is beneficial.
Self-motivated individual who can handle multiple tasks and work well under pressure.
Detail-oriented with excellent time management skills and a controlled mindset.
Fluency in English and Japanese is a requirement to collaborate with international partners and stakeholders; knowledge of additional languages is a plus.
Handle and assess client enquiries related to client onboarding for individuals and corporates.
Prioritize and manage workload efficiently, escalating key risks promptly to supervisors.
Collaborate with various stakeholders like Front Office, Compliance, and Product teams to assist clients in acquiring necessary documentation for KYC/KYB due diligence.
Monitor, document, and report any unusual activities or AML flags.
Participate in internal and external training programs focusing on AML / CFT and other relevant areas.
Facilitate knowledge sharing by engaging with team members nationally and regionally.
Perform general administrative tasks and other related activities as needed to support the Company's business requirements.
Requirements
Minimum 3 years of relevant experience in Customer Support, KYC/KYB operations, Onboarding, or Compliance roles with a strong understanding of related regulations and compliance practices.
Proficient in local laws, directives, regulations, and virtual currency policies if applicable.
Ability to effectively conduct risk assessments, trigger reviews, and enhance due diligence procedures.
Experience using compliance applications like World-Check, Liquid, and Refinitiv.
Demonstrated accountability and ownership of client onboarding processes, familiarity with different entity types is beneficial.
Self-motivated individual who can handle multiple tasks and work well under pressure.
Detail-oriented with excellent time management skills and a controlled mindset.
Fluency in English and Japanese is a requirement to collaborate with international partners and stakeholders; knowledge of additional languages is a plus.