KYB Analyst

Wallet in Telegram is your gateway to the world of digital currencies, specially tailored for individuals in emerging markets. We understand the complexities and intimidation often associated with existing crypto solutions, which is why we've designed the Wallet to be the ultimate user-friendly platform for managing finances. No need to open a traditional bank account or wrestle with convoluted crypto exchanges and wallets.
Leveraging the power of advanced blockchain technology, Wallet delivers a seamless onboarding experience into the crypto ecosystem. It enables users to effortlessly store, send, and receive digital currencies, all via the familiar interface of Telegram. Managing your finances becomes as simple as sending a message.
At Wallet, we're committed to using technology to disrupt traditional banking systems, providing our customers with more flexible and inclusive financial services. Whether you're a crypto novice or seeking to simplify your digital finance experience, Wallet is crafted with your needs in mind.
We are seeking experienced and motivated AML Investigations Team Lead to join our Investigations team.
Responsibilities:
Lead a team of Investagation specialists who conduct case investigations (includes analyzing transaction information, researching customer data, examining open source and media checks and deciding whether assets should be frozen, etc.).
Engage with key stakeholders and work cooperatively to present, create, develop and/or implement suggestions and recommendations regarding best practices, continuous improvement, policies and procedures.
Reporting and close collaboration with MLRO.
Use information from regulatory changes, new regulations, and internal policy changes to further identify new key risk areas and work together with other teams within the Compliance (i.e. KYC team) to set the necessary controls in place.
Evaluate performance with key metrics, track the Investigation team progress and success, and be able to present results to senior leadership.
Define and clearly communicate objectives and goals for the Investigation team.
Train the Investigation team, identify actions and ensure the skills and knowledge are developed effectively.
Serve as a primary point of contact and lead discussions with various internal and external stakeholders on the Investigation team side.
Requirements:
3+ years of relevant experience in Investigation/AML/Compliance.
2+ years team lead/managerial/supervisory experience of a team up to 20 employees.
Knowledge and experience with working with Chainalysis, Eliptic or other top-5 crypto KYT providers.
Strong knowledge of AML/CFT laws and regulations.
Exceptional analytical, critical thinking and problem-solving skills.
Ability to manage processes efficiently, with accuracy and attention to detail.
Strong decision-making capabilities and adoption of a solution-based approach in all aspects of work.
Passionate and driven about building a motivated team and mentoring and encouraging the team to continuously develop and grow.
Crypto or payments or fintech experience is a plus.
English language at least B2. Good verbal and written skills in Russian will be a plus.
Excellent overall communication skills.
Willing to travel where required to meet the Investigation team and the MLRO in person.
We seek candidates who can work on 5/2 schedule.
Why it is a fantastic opportunity:
Our business is growing at an exponential scale.
Work in a well-funded startup environment with unique growth opportunities and a chance to join a rapidly growing company with a unique product.
Be based remotely.
Participation in the performance review and bonus programme.
Compensation for medical expenses.
Provision of necessary equipment.
Annual vacation of 20 working days plus 10 paid days off.
14 days of paid sick leave to support your health and recovery when needed.
Access to internal English courses for continuous learning and improvement in language skills.
Wallet is an equal opportunity employer.

Wallet in Telegram is your gateway to the world of digital currencies, specially tailored for individuals in emerging markets. We understand the complexities and intimidation often associated with existing crypto solutions, which is why we've designed the Wallet to be the ultimate user-friendly platform for managing finances. No need to open a traditional bank account or wrestle with convoluted crypto exchanges and wallets.
It is already actively used by millions of users worldwide, but we are not going to stop: we are scaling to new regions and adding new features. The product has found its product/market fit, is rapidly growing its audience and revenue.
Rapid growth inevitably leads to inefficiencies in the work of the analytics team. We don't always answer well questions about what is happening with the product, because when all metrics are growing from all sides, the team doesn't understand what to grasp or may miss something small that negatively affects the product in the long run. If you've had experience working in a fast-growing product, you're well aware of this phenomenon.
We are seeking a detail-oriented and motivated individual to join our Investigation Team. The successful candidate will be responsible for investigating suspicious activities, ensuring regulatory compliance, and implementing measures to prevent fraudulent transactions within our company wallet system.
Responsibilities:
Conduct comprehensive investigations of flagged users to assess their legitimacy; collect and scrutinize data to identify patterns and potential risks.
Determine the root causes of suspicious activities and develop strategies to address and mitigate underlying issues to prevent recurrence of similar activities.
Prepare detailed reports on investigative findings for internal stakeholders and, when necessary, external regulatory bodies.
Provide comprehensive support during internal and external audits and ensure all investigative activities adhere to relevant regulatory requirements and internal policies.
Develop and implement training programs aimed at educating staff on how to identify and escalate suspicious activities.
Requirements:
Bachelor’s degree
2 years of previous experience in transaction monitoring, fraud investigation, compliance, or a related role.
Strong analytical and problem-solving abilities.
Excellent attention to detail and the ability to work under pressure.
Strong communication and interpersonal skills.
Ability to maintain confidentiality and handle sensitive information with discretion
Familiarity with cryptocurrency transactions and blockchain technology is advantageous but not mandatory.
Proficiency in English (at least level B2) is required. Knowledge of Russian is preferred.
Why it is a fantastic opportunity:
Our business is growing at an exponential scale.
Work in a well-funded startup environment with unique growth opportunities and a chance to join a rapidly growing company with a unique product.
Be based remotely.
Participation in the performance review and bonus programme.
Compensation for medical expenses.
Provision of necessary equipment.
Annual vacation of 20 working days plus 10 paid days off.
14 days of paid sick leave to support your health and recovery when needed.
Access to internal English courses for continuous learning and improvement in language skills.
Wallet is an equal opportunity employer.

Responsibilities:

Contribute to the implementation of local Anti-Money Laundering/Counter-Terrorist Financing policies and procedures, and the local Anti-Money Laundering Manual, ensuring regular reviews in accordance with regulatory changes.

Act as the local Subject Matter Expert for Anti-Money Laundering.

Monitor developments in Anti-Money Laundering regulations.

Contribute to the annual Anti-Money Laundering risk assessment and reports.

Assist in conducting Anti-Money Laundering Product Risk Assessments.

Conduct investigations into suspicious transactions and behavior.

Participate in second-line testing activities within the Anti-Money Laundering framework and propose necessary changes to address identified deficiencies.

Coordinate with the internal audit function for third-level checks.

Ensure employee training requirements are met and provide additional training as needed.

Provide advice to Know Your Customer/Know Your Business onboarding teams regarding new matters.

Fulfill any general administrative or ancillary tasks related to the aforementioned functions.

Requirements:

3-5 years of relevant Anti-Money Laundering experience.

Experience in banking, financial services, fintech, or technology sectors.

Bachelor's degree in a business, legal, or related field, or equivalent practical experience.

Proficient in both written and verbal English and Polish.

Strong investigative abilities.

Excellent interpersonal and communication skills.

Familiarity with blockchain tracking tools is an advantage.

Demonstrates a strong sense of accountability and ownership in the law enforcement engagement process.

Self-motivated, proactive, and able to effectively multitask and work under pressure.

Detail-oriented with a focus on controls and strong time management skills.

Effective communicator and collaborator within an international team of skilled professionals.

The company is seeking a Compliance Senior Manager / Director to be based in Singapore. In this role, you will serve as the Deputy Money Laundering Reporting Officer (DMLRO) and report to the Singapore Compliance Officer, MLRO. Your primary responsibility will be ensuring the company's adherence to all legal and regulatory requirements related to financial crime compliance programs, specifically focusing on Anti-Money Laundering (AML), Counter Terrorist Financing (CTF), and Sanctions Risk. You will work closely with the MLRO to develop, maintain, and enhance the financial crime risk management framework, monitor AML/CTF, sanctions, and other financial crime risks, and oversee compliance with relevant regulations and industry standards.

Role and Responsibilities

Develop and improve the Singapore Compliance program, with a focus on financial crime compliance areas such as AML/CFT and Transaction Monitoring.

Lead the implementation and management of the Singapore Compliance program.

Act as the main point of contact for internal and external stakeholders on compliance-related matters.

Provide advisory support on regulatory and financial crime compliance to business units.

Stay informed about industry developments and regulations, conducting gap assessments against internal policies.

Ensure operational excellence in compliance tasks and supervise the Singapore Compliance team in meeting regulatory obligations.

Review and approve KYC/CDD, EDD, Transaction Monitoring, and related AML/CFT processes.

Supervise the assessment of Digital Tokens before listing, in line with internal procedures and regulatory guidelines.

Monitor third-party requests for information and be the primary contact for regulatory audits and quality assurance reviews.

Requirements

Must have a strong understanding of the Payment Services (PS) Act, its subsidiary legislations, and relevant notices and guidelines.

Minimum 7 years of experience in Regulatory, Audit, Compliance roles, preferably in the Payments and/or Digital Payment Token (DPT) sector.

Previous regulator experience is highly desirable.

Proficiency with blockchain analytics tools like Chainalysis and Merkle Science is a plus. Experience with compliance screening and monitoring tools like Lexis Nexis and Refinitiv (WorldCheck) is necessary.

Deep technical knowledge of CDD/EDD, Transaction Monitoring, and Sanctions.

Excellent communication skills, both verbal and written.

Strong interpersonal skills, attention to detail, and proven leadership abilities.

CAMS or similar Financial Crime Compliance certification would be highly valued.

Self-motivated and proactive with a critical thinking mindset, able to work well in a dynamic environment and willing to continuously learn.

Responsibilities

Collaborate with the Head of Compliance to ensure effective implementation of the AML/CFT framework.

Monitor daily operations to ensure adherence to AML/CFT policies.

Serve as the primary contact for relevant financial authorities.

Maintain compliance with AML/CFT regulations and address any identified compliance gaps.

Design, enhance, and execute an efficient AML compliance program.

Supervise and provide guidance on financial crime systems and controls implementation.

Update and manage AML/CFT compliance policies and manuals, including regulatory notifications.

Manage outsourced AML/CFT activities conducted on behalf of the organization.

Conduct assessments on money laundering risks.

Ensure all employees receive high-quality AML/CFT awareness training.

Requirements

Hold a Master's degree in Law/Compliance or related field from a recognized institution.

Possess professional certification (e.g., ACAMS, ICA Diploma) as a plus.

Demonstrate expertise in Anti-Money Laundering regulations.

Have significant industry experience in fintech or investment banking.

Should have 6+ years in a senior position, preferably with international management exposure.

Proficiency in AML legislation, virtual currency regulations, and related compliance standards.

Ability to work autonomously in a dynamic global setting while effectively collaborating with diverse teams.

Strong problem-solving skills and capability to offer strategic guidance efficiently.

Excellent communication, negotiation, and leadership capabilities.

Fluent in French and English languages.

Why Join Us

Contribute to shaping the future with a leading blockchain ecosystem globally.

Partner with top talent in a user-oriented global organization fostering collaboration.

Engage in rapid, unique projects autonomously within an innovative setting.

Grow professionally in a results-oriented environment with continuous learning prospects.

Enjoy competitive compensation and comprehensive company benefits.

Explore work-from-home options tailored to the nature of the role.

We embrace diversity and strive to be an equal opportunity employer, believing that it underpins our success.

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