Operations & Compliance Intern — BPay

The Legal Team is responsible for providing legal and regulatory guidance to ensure compliance with local regulations, as well as meeting the needs of customers regarding various products and services. This role involves interfacing with external regulators and service providers to demonstrate adherence to laws and regulations for the company.

Reporting to the Vice President, Capital Markets Legal in the US, this position collaborates with the Legal Team in APAC and the EU. The main focus is to serve as an expert on US laws and regulations, particularly related to cross-border products offered by CFTC-registered entities under Crypto.com.

The Legal Team delivers proactive legal advice to various stakeholders, facilitating the development and launch of products and services in line with obligations and customer requirements. The role requires working across functions to identify, analyze, and address legal and regulatory risks while supporting the introduction of new products and services. Additionally, representing the company on regulatory matters before relevant authorities and external audiences is also expected.

Responsibilities

Participate in the Legal Team's work on legal and regulatory issues for Crypto.com’s CFTC and SEC registered businesses in the US.

Demonstrate expertise in areas such as CFTC Rules and Regulations, NFA Regulations, SEC Rules, and FINRA Regulations, particularly concerning cross-border regulatory considerations.

Handle legal and regulatory matters related to diverse financial instruments within the company's offerings, ensuring compliance with relevant regulations.

Support business units in contract negotiations, legal documentation, licensing, and data provisions.

Aid in drafting, reviewing, and updating policies, procedures, terms and conditions for regulated products in the US.

Engage with regulatory bodies like CFTC, NFA, SEC, and FINRA on behalf of Crypto.com.

Review marketing materials for compliance with relevant CFTC, NFA, FINRA, and SEC laws.

Collaborate with external legal counsel to ensure compliance across operational jurisdictions.

Requirements

Qualified attorney with 3 to 5 years of experience in financial product legal and regulatory affairs for CFTC- and SEC-regulated clients.

Strong knowledge of US financial laws and regulatory frameworks, with experience in maintaining licenses and developing operational frameworks in compliance with these regulations, including cross-border considerations.

Familiarity with industry standards and professional practices.

Excellent written and verbal communication skills in English.

Strong organizational and project management abilities, handling multiple demands effectively.

Capable of succinctly communicating with business teams and management.

Skilled in building and maintaining stakeholder relationships.

Willingness to accommodate meetings in different time zones when necessary.

Proficient in problem identification and proposing effective solutions.

The yearly salary range for this position is $250,000 - $350,000.

Life @ Crypto.com

Encouraged to explore new opportunities in a supportive and ambitious team.

Proactive and transformational work environment fostering innovation and thoughtful solutions.

Internal career growth supported through skill development.

Collaborative team culture aiming for widespread cryptocurrency adoption.

Flexibility offered in work arrangements promoting work-life balance.

Benefits

Competitive salary

Generous annual leave entitlement

401(k) plan with employer contribution

Eligibility for group health, dental, vision, and life/disability insurance

Flexibility in work hours and remote work options

Internal mobility program for career advancement opportunities.

About Crypto.com:

Crypto.com, established in 2016, is dedicated to advancing cryptocurrency adoption through innovative solutions for a more equitable digital ecosystem. The company aims to provide Crypto in Every Wallet™, emphasizing security, privacy, and compliance in its services.

Applicants' personal data will strictly be used for recruitment purposes. Only shortlisted candidates will be contacted.

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Binance is a reputable global blockchain ecosystem known for operating the largest cryptocurrency exchange worldwide in terms of trading volume and registered users. With a strong presence in over 100 countries, we are a trusted platform for more than 300 million individuals. Our commitment to security, transparency, rapid trading speeds, liquidity, and a diverse range of digital asset products sets us apart in the industry. Binance's services encompass trading, finance, education, research, institutional services, payments, Web3 features, and more, all geared towards creating an inclusive financial environment for global financial accessibility and the advancement of digital assets and blockchain technology.

Job Responsibilities

Offer counsel on various regulatory topics across multiple African regions and globally, including product offerings, licensing, compliance, AML/CTF, and marketing limitations, vital for Binance's expansion.

Create and evaluate strategic plans and submissions for regulatory bodies, address regulatory queries, and contribute to long-term regulatory strategies.

Provide guidance to product and marketing teams on product scopes and campaign strategies in various African jurisdictions.

Collaborate with local teams to craft and execute legal and compliance initiatives and sustained regulatory strategies throughout Africa.

Stay updated on relevant legal and regulatory changes to provide strategic guidance, ensure compliance, and furnish reports and regulatory insights.

Prepare summaries for leadership, proposals, reports, and regulatory commentary pertaining to upcoming legislation.

Manage relationships with external legal firms and relevant stakeholders effectively.

Job Requirements

Must be admitted to practice either in South Africa or a common law jurisdiction.

Possess over 8 years of post-qualification experience from top-tier law firms or financial institutions.

Experience in advising financial entities and businesses on regulatory issues, including banks, investment managers, and payment platforms.

Strong skills in research, analysis, and document drafting.

Self-motivated, collaborative, and adaptable lawyer capable of working effectively in a dynamic environment, taking ownership of tasks, providing practical advice, and making risk-informed decisions.

Preference for non-contentious legal background; candidates with contentious experience are encouraged to apply.

Excellent command of written and spoken English.

Familiarity with AI tools is advantageous.

Why Binance:

Collaborate with a talented, globally diverse team within a user-focused organization offering autonomy and innovative projects.

Enjoy a results-driven workplace with room for personal growth, ongoing learning, competitive remuneration, and company benefits.

Work-from-home arrangements might vary based on job function requirements.

Binance is committed to fostering diversity in the workplace as we believe it is essential for our success. Your application signifies acknowledgment and acceptance of our Candidate Privacy Notice. Artificial intelligence (AI) tools may be utilized during the hiring process to enhance recruitment processes. Rest assured that final hiring decisions are human-driven. For further information about data processing, please reach out to us.

Binance is a renowned global blockchain ecosystem known for operating the largest cryptocurrency exchange in terms of trading volume and user base. With a strong reputation for security, transparency, speed, liquidity, and a diverse range of digital asset products, we serve over 300 million users in more than 100 countries. Our offerings span across trading, finance, education, research, payments, institutional services, Web3 features, and more, utilizing digital assets and blockchain technology to create an inclusive financial ecosystem that promotes financial access and the freedom of money worldwide.

As a vital member of Binance's Corporate Legal Affairs team, you will take on the role of a senior legal counsel, overseeing complex strategic initiatives in corporate transactions, governance, reorganizations, intra-group arrangements, board secretarial duties, and entity management on a global scale.

Responsibilities:

Develop and execute group legal strategy aligned with the organization's overall business objectives.

Provide comprehensive, business-focused legal advice and support, managing legal responses to internal and external matters, leading negotiations, and communications.

Lead and support various transactional, reorganization, and corporate governance projects globally, including M&A, investments, joint ventures, and restructurings.

Draft and review legal documents, conduct risk assessments, and offer suggestions to enhance business value while reducing risks.

Collaborate with cross-functional teams, provide legal support, and train non-legal colleagues on risk mitigation and compliance.

Stay updated on current laws, legal developments, and ensure consistency in legal matters across the organization.

Take calculated risks, address identified issues, and implement innovative solutions to meet evolving business needs.

Requirements:

Must be a qualified legal practitioner in a prominent jurisdiction with substantial corporate legal experience.

Typically over 8 years of post-qualification experience, with a background in a top law firm or established corporate/in-house role.

Specialization in corporate transactional work and corporate governance, with expertise in managing complex projects across multiple jurisdictions.

Strong legal skills, business acumen, and the ability to thrive in a fast-paced in-house environment.

Collaborative team player with exceptional problem-solving, analytical, and organizational skills.

Ability to create and implement creative solutions, possess excellent legal drafting and interpretation abilities.

Why Binance:

Shape the future with the world's leading blockchain ecosystem.

Collaborate with a global organization of top talent in a user-centric setting.

Engage in unique, fast-paced projects autonomously within an innovative environment.

Grow your career, learn continuously, and thrive in a results-driven workplace.

Competitive salary and company benefits.

Work-from-home flexibility based on the nature of the business team's work.

Binance is an equal opportunity employer, promoting diversity as a fundamental element of our success. By applying for a job at Binance, you agree to our Candidate Privacy Notice. AI tools may be used in parts of the hiring process to support recruitment efforts, but final decisions are human-driven. For more information on data processing, please contact us.

Binance is a prominent global blockchain ecosystem renowned for operating the world's largest cryptocurrency exchange based on trading volume and registered users. Trusted by over 300 million individuals across more than 100 countries, Binance excels in industry-leading security, transparent user fund management, rapid trading engine performance, deep liquidity provision, and a diverse array of digital-asset offerings. The company's services encompass trading, financial solutions, educational resources, research insights, payment options, institutional services, Web3 functionalities, and more. Leveraging digital assets and blockchain technology, Binance is dedicated to constructing an inclusive financial ecosystem that promotes financial liberty and enhances financial access globally.

Responsibilities:

Act as the authoritative expert and lead advisor on legal matters related to sanctions, especially those presenting significant legal, financial, or reputational consequences.

Serve as the primary liaison for concerns related to sanctions legal risks, providing counsel on compliance with US/OFAC sanctions, and insights on other relevant sanctions regulations like those in the EU, after consulting with local legal advisors.

Collaborate closely with the global team handling sanctions compliance and other internal control functions to identify, address, and minimize risks associated with sanctions in all business activities and transactions.

Offer expert legal representation in filings, OFAC communications, and engagements with other regulatory bodies related to sanctions. This includes managing voluntary disclosures, license requests, guidance queries, and responses to legal directives.

Provide expert legal advice on contract issues and specific concerns relating to sanction-aligned transactions, while preparing essential documentation and conducting requisite analyses when necessary.

Devise and execute leading-edge strategies and initiatives regarding sanctions topics to position Binance as a frontrunner in the industry.

Supervise involvement and maintain relationships with external legal advisors concerning sanctions-linked matters.

Requirements:

Minimum of 10 years of relevant experience as an attorney and compliance professional focusing on sanctions affairs.

Profound technical knowledge of sanctions laws and regulations combined with experience in interacting with OFAC and other authoritative bodies in key jurisdictions.

Proficiency in handling sanctions issues arising in complex transactions and financial products.

Excellent communication skills essential for addressing intricate issues with internal stakeholders across all organizational levels and providing concise, sound recommendations to senior management.

Demonstrated leadership qualities, adaptability to change, and proficiency in collaborating effectively with legal professionals and businesses worldwide.

Understanding of the implications of cross-jurisdictional issues, notably in fields like data privacy and transmission.

Familiarity with anti-money laundering and financial crime frameworks relevant to global financial institutions is advantageous.

Why Binance:

Contribute to shaping the future with a leading blockchain ecosystem globally.

Work alongside top-tier talent in a globally-oriented organization with a flat hierarchy.

Engage with unique, dynamic projects autonomously in an innovative setting.

Thrive in a results-focused environment with opportunities for career advancement and continuous learning.

Competitive salary and comprehensive company benefits.

Flexible work arrangements, including work-from-home options contingent upon the business team's nature of work.

Binance upholds its commitment to equal employment opportunities and recognizes diversity as pivotal to its success. It abides by a Candidate Privacy Notice regarding job applications.

The company may employ artificial intelligence (AI) tools in portions of the hiring process for tasks like application screening, resume analysis, and response evaluation. While these tools support the recruitment team, they do not supplant human judgment. Final hiring decisions rest with humans. For further clarification on data processing, applicants are encouraged to reach out to Binance.

Overview

Binance, a global blockchain ecosystem renowned for its cryptocurrency exchange, is looking for a proficient Senior Compliance & Regulatory Specialist to assist the Head of Compliance in overseeing regulatory affairs within the Brazilian financial regulatory landscape. The ideal candidate should have legal qualifications, a solid grasp of financial services regulations, and prior experience in Payment Institutions and Broker-Dealers (DTVMs).

Responsibilities

Assist the Head of Compliance in dealings with the Banco Central do Brasil regarding regulatory assessments and requests.

Serve as a key contact for regulatory matters, ensuring consistent engagement with regulators.

Coordinate responses to regulatory inquiries, audits, and information requests.

Interpret and implement regulatory requirements applicable to Payment Institutions, DTVMs, and similar entities.

Stay informed about regulatory updates and evaluate their impact on business operations.

Aid in licensing processes, submissions, and filings required by regulations.

Collaborate with internal teams to integrate regulatory requirements into operational protocols.

Furnish regulatory guidance and insights to senior management and internal stakeholders.

Ensure compliance with AML/CFT, KYC, and internal control frameworks.

Requirements

Possession of a law degree and license to practice law in Brazil.

Extensive experience in regulatory compliance within financial institutions.

Previous engagement with the Banco Central do Brasil, ideally with exposure to supervisory processes like DECON.

Proficient knowledge of the regulatory framework for Payment Institutions and DTVMs.

Familiarity with AML/CFT obligations and internal control systems.

Track record of supporting regulatory submissions, audits, or supervisory reviews.

Strong analytical aptitude and meticulous attention to detail.

Outstanding written and verbal communication abilities.

Fluency in English is mandatory.

Preferred Qualifications

Prior involvement in fintech, digital assets, or regulated innovative products.

Experience in regulatory inspections or remediation procedures.

Advanced degree in Financial Regulation, Compliance, or related disciplines.

Binance offers an opportunity to engage with cutting-edge blockchain technology, collaborate with a globally diverse team, work on dynamic projects in an empowering environment, grow career-wise, competitive compensation packages, and a flexible work-from-home setup tailored to team requirements. Binance fosters diversity and advocates for equal employment opportunities in its workplace.

Candidates acknowledge compliance with the Candidate Privacy Notice when applying, and the potential usage of AI tools to facilitate the hiring process, noting that all final decisions are made by humans. For more information on data processing, candidates can contact the recruitment team directly.