Product Director, Core Banking and Payments
This pivotal role within a leading global cryptocurrency platform involves overseeing the product strategy for core banking and payments. As the Product Director, you will be responsible for shaping the operational aspects that facilitate the seamless movement of funds for millions of clients worldwide. This includes managing fiat pay-in and pay-out functionalities critical for Retail, Private, and Institutional users.
You will strategize on the choice of infrastructure, bank partnerships, transaction routing, and operational metrics such as Total Funds Flow, acceptance rates, settlement speed, and transaction costs globally. Reporting to the VP of Product, Banking, you will play a key role in enhancing the efficiency and reliability of the platform.
Responsibilities
Global Banking Network
- Enhance and optimize cross-border payment infrastructure across various markets for improved fiat accessibility.
Speed & Latency
- Identify and integrate payment channels that align with transaction speed requisites, supporting real-time trading execution efficiently.
Liquidity & Settlement
- Forge strategic alliances with banking institutions to ensure continuous access to liquidity, vital for swift pay-outs and frequent trading settlements.
Acceptance Rate Optimization
- Drive enhancements in pay-in approval rates through refining relationships with financial processors and compliance mechanisms.
Strategic Bank Partnerships
- Spearhead negotiations and technical integrations for direct banking collaborations, securing favorable rates and tailored solutions for trading businesses.
Payment Orchestration & Routing
- Devise and oversee a dynamic routing engine that selects the most suitable payment channel in real-time based on user profile, location, currency, speed, and risk factors.
Institutional On-Ramp
- Establish compliant and scalable fiat payment solutions dedicated to institutional clientele, including specialized bank accounts, high-value wire processing, and bulk pay-out APIs.
Requirements
- 7–10+ years of leadership experience in product development, with a focus on payment infrastructures or core banking products.
- Proven track record in building and scaling cross-border payment networks within high-volume, time-sensitive environments.
- Experience with direct bank integrations and adept at negotiation on commercial partnership terms.
- Demonstrated expertise in managing payment orchestration and routing mechanisms successfully.
- Prior experience in developing fiat solutions for institutional clients within trading or fintech environments.
- Strong technical proficiency in complex API products, data flows, and payment protocol integrations.
- Hands-on experience with core banking platforms and payment scheme integrations including SWIFT, SEPA, FPS, ACH, etc.
- Background in collaboration with bank partners, payment service providers (PSPs), and acquiring processors.
- Excellent people management skills with a focus on fostering a high-performance team culture.
- Exceptional stakeholder management capabilities across various functional areas such as engineering, legal, compliance, finance, and senior leadership.
Life @
Join a dynamic and forward-thinking team empowered to innovate and collaborate in a transformative work environment geared towards personal and professional growth.
Explore career advancement opportunities within the organization and benefit from flexible work arrangements.
Experience a supportive work culture amongst colleagues who are industry leaders driven by mutual support and collaboration to achieve common goals.
Create the future of cryptocurrency by engaging with stakeholders and contributing towards Cryptocurrency in Every Wallet™.
Are you ready to embark on this journey with us?
Benefits
- Competitive salary package
- Medical insurance coverage extended to dependents
- Generous annual leave entitlement including special occasions
- Flexibility in work hours and potential for remote work arrangements
- Internal mobility program promoting career diversity
- Enjoy work perks such as a provided visa card
Founded in 2016, the organization serves a vast customer base worldwide as the fastest-growing global cryptocurrency platform, committed to driving cryptocurrency adoption. Safety, privacy, compliance, and innovation are the cornerstones of the company’s mission, empowering individuals to create a fairer digital ecosystem.
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