Director, Investigations Operations
Phoenix, USA
Full time
Remote
Compensation is not specified
Role
CTO
Description
Circle, a financial technology company, plays a vital role in the emerging era of the internet of money. It facilitates seamless global value transactions that mirror digital data, offering speed and cost-efficiency, surpassing traditional settlement systems. This unique internet layer presents unprecedented opportunities for enhancing payments, commerce, and markets, thereby fostering global economic prosperity and inclusion. Circle's technological infrastructure, including the blockchain-based dollar, USDC, empowers businesses, institutions, and developers to leverage these advancements in the intersection of finance and technology.
What You'll Be Part Of:
Circle upholds values of Multistakeholder commitment, Mindfulness, a drive for Excellence, and High Integrity. As the organization grows internationally, it emphasizes transparency and resilience. Operating in a predominantly remote environment, employees collaborate, leveraging diverse perspectives in a flexible work setting that nurtures innovation and inclusivity.
Responsibilities:
Circle seeks an accomplished leader for its Global Investigations Operations team, entrusted with overseeing financial crimes investigations operations. This includes managing a team of specialized investigators, enhancing transaction monitoring workflows, and coordinating escalation procedures. The team's duties encompass reviewing alerts from transaction monitoring systems, investigating suspicious activities, and preparing SAR filings across jurisdictions where Circle operates. The role involves close collaboration with cross-functional departments like Compliance, Legal, Data Science, and Enterprise Risk Management to ensure the efficacy of the investigations program and adherence to the highest operational standards. The ideal candidate should demonstrate robust investigative skills, proficiency in operational design and execution, and agility in implementing changes leading to desired outcomes.
Responsibilities Include:
- Driving the strategy and execution of the Investigations Operations program to meet regulatory requirements and risk standards adequately.
- Managing alert review, investigations, and SAR filings for various global entities within Circle.
- Leading teams overseeing global investigations ensuring adherence to best practices.
- Providing analytical support in investigations, critical decision-making, and challenge to case recommendations.
- Collaborating with the Financial Crimes Compliance team to enhance FCC programs, maintaining regulatory compliance, and enhancing the customer experience.
- Monitoring transaction monitoring rules' effectiveness and optimizing review efficiency.
- Developing, implementing, and reviewing policies and procedures ensuring compliance with internal, legal, and regulatory standards.
- Analyzing patterns in alerts, addressing emerging risks through adaptable program adjustments.
- Creating and managing various reporting metrics for internal reviews and strategic planning.
- Staying updated on regulatory developments in the cryptocurrency industry to maintain robust control mechanisms.
- Fostering a culture of compliance and operational excellence within the investigations teams.
- Representing the Compliance program to regulators, examiners, and auditors during reviews.
Core Values:
- Multistakeholder
- Mindful
- Driven by Excellence
- High Integrity
Requirements:
- Minimum of 12 years AML/CTF transaction monitoring or similar investigative experience, including at least 5 years of team management.
- Compliance background in banking, consulting, or cryptocurrency industry with RegTech or Fintech experience preferred.
- Outstanding investigative capabilities, strong problem-solving skills, and ability to lead global teams efficiently.
- Advanced knowledge of payment methods, transaction types, and SAR filing requirements.
- Proficient in blockchain analytics tools and financial crime typologies.
- Excellent communication skills translating complex issues effectively to technical and non-technical audiences.
- Experience in project management, stakeholder collaboration, and adapting to industry changes promptly.
- Relevant certifications like CAMS, CFCS, or CFE are beneficial.
- Proficiency in tools like Slack, Apple MacOS, and GSuite.
Additional Information:
- Sponsorship available for qualified candidates.
- Competitive compensation and benefits package.
- Base Pay Range: $190,000-$242,500
- Annual Bonus Target: 20%
- Equity & Benefits included.
- Flexible vacation policy, paid sick leave, and holidays provided.
- Circle believes in equal opportunities and values diversity in its workforce.
This job description has been rephrased following the provided rules without adding new content.
Skills Required
Circle
Website
www.circle.comCompany size
Not specified
Location
United States
Description
We believe in a future where digital dollars work securely around the world to create a more prosperous global economy for everyone.
Wallet
EDD Specialist
Full time
Remote
Wallet in Telegram is your gateway to the world of digital currencies, specially tailored for individuals in emerging markets. We understand the complexities and intimidation often associated with existing crypto solutions, which is why we've designed the Wallet to be the ultimate user-friendly platform for managing finances. No need to open a traditional bank account or wrestle with convoluted crypto exchanges and wallets.
Leveraging the power of advanced blockchain technology, Wallet delivers a seamless onboarding experience into the crypto ecosystem. It enables users to effortlessly store, send, and receive digital currencies, all via the familiar interface of Telegram. Managing your finances becomes as simple as sending a message.
At Wallet, we're committed to using technology to disrupt traditional banking systems, providing our customers with more flexible and inclusive financial services. Whether you're a crypto novice or seeking to simplify your digital finance experience, Wallet is crafted with your needs in mind.
Now we are seeking an EDD Specialist to join our team.
Responsibilities:
Perform, analyze and document Enhanced Due Diligence (EDD) reviews of the company’s “High-Risk” customers in accordance with Wallet’s EDD Procedures and Risk score.
Apply analytical skills to obtain an in depth understanding of documentation for various users and conduct detailed holistic review of users and the additional information submitted by them in order to ensure High Risk Customers’ profile, and source/use of funds or wealth are commensurate with transactional activity.
Validate and document customer’s High-Risk designation or mitigating factors in order to establish periodic EDD review schedule.
Identify unique risks which may be posed by High-Risk Clients and recommend controls to mitigate said risks via enhanced periodic review, specified activity monitoring parameters and adherence to AML reporting requirements.
Identify unusual activities and behaviors across multiple products, analyzing and assessing information and referring all transactions that may be indicative of potentially suspicious activity related to money laundering, terrorist financing, fraud, drug trafficking, tax evasion, for further investigation or reporting as outlined in Wallet’s AML procedures.
Utilize understanding of complex customer types to assist Management with special projects when warranted.
Follow all Wallet’s policies and procedures, compliance regulations, and complete all required job-specific trainings.
Other duties may be assigned.
Requirements:
Bachelor's degree in economics, legal, business administration, criminal justice, or any other related discipline is required.
One (1) year of relevant AML/CFT analysis, fraud, compliance, transactional, retail, or banking required.
Minimum education and experience required can be substituted with the equivalent combination of education, training and experience that provides the required knowledge skills and abilities.
Strong knowledge of AML/CFT requirements and regulations policies, procedures, practices, and documentation highly desirable.
Enhance Due Diligence experience including analyzing data, compliance, and conducting reviews preferred.
In depth analytical thinking, and investigative skills with attention to detail and accuracy.
Experience in crypto is a big plus.
Excellent written and verbal communication skills in both: English and Russian required.
Ability to work effectively with individuals and groups throughout the company remotely.
Must be proficient with MS Office Tools (Word, Excel, PowerPoint, among others), Google sheets.
Work experience with KYC vendors (for example, sumsub, LexisNexis, WorldCheck and others), KYT vendors (for example: Elliptic, Chainalysis or others), and Notion or other CRM tool is preferred.
Possession of an International certificate in the field of AML/CFT is a big plus. /ICA, ACAMS etc./
Proficiency in Russian, and knowledge of English at B2 level.
We seek candidates who can work on 5/2 schedule with flexible days off.
Why it is a fantastic opportunity:
Our business is growing at an exponential scale.
Work in a well-funded startup environment with unique growth opportunities and a chance to join a rapidly growing company with a unique product.
Be based remotely.
Participation in the performance review and bonus programme.
Compensation for medical expenses.
Provision of necessary equipment.
Annual vacation of 20 working days plus 10 paid days off.
14 days of paid sick leave to support your health and recovery when needed.
Access to internal English courses for continuous learning and improvement in language skills.
Wallet is an equal opportunity employer.
Leveraging the power of advanced blockchain technology, Wallet delivers a seamless onboarding experience into the crypto ecosystem. It enables users to effortlessly store, send, and receive digital currencies, all via the familiar interface of Telegram. Managing your finances becomes as simple as sending a message.
At Wallet, we're committed to using technology to disrupt traditional banking systems, providing our customers with more flexible and inclusive financial services. Whether you're a crypto novice or seeking to simplify your digital finance experience, Wallet is crafted with your needs in mind.
Now we are seeking an EDD Specialist to join our team.
Responsibilities:
Perform, analyze and document Enhanced Due Diligence (EDD) reviews of the company’s “High-Risk” customers in accordance with Wallet’s EDD Procedures and Risk score.
Apply analytical skills to obtain an in depth understanding of documentation for various users and conduct detailed holistic review of users and the additional information submitted by them in order to ensure High Risk Customers’ profile, and source/use of funds or wealth are commensurate with transactional activity.
Validate and document customer’s High-Risk designation or mitigating factors in order to establish periodic EDD review schedule.
Identify unique risks which may be posed by High-Risk Clients and recommend controls to mitigate said risks via enhanced periodic review, specified activity monitoring parameters and adherence to AML reporting requirements.
Identify unusual activities and behaviors across multiple products, analyzing and assessing information and referring all transactions that may be indicative of potentially suspicious activity related to money laundering, terrorist financing, fraud, drug trafficking, tax evasion, for further investigation or reporting as outlined in Wallet’s AML procedures.
Utilize understanding of complex customer types to assist Management with special projects when warranted.
Follow all Wallet’s policies and procedures, compliance regulations, and complete all required job-specific trainings.
Other duties may be assigned.
Requirements:
Bachelor's degree in economics, legal, business administration, criminal justice, or any other related discipline is required.
One (1) year of relevant AML/CFT analysis, fraud, compliance, transactional, retail, or banking required.
Minimum education and experience required can be substituted with the equivalent combination of education, training and experience that provides the required knowledge skills and abilities.
Strong knowledge of AML/CFT requirements and regulations policies, procedures, practices, and documentation highly desirable.
Enhance Due Diligence experience including analyzing data, compliance, and conducting reviews preferred.
In depth analytical thinking, and investigative skills with attention to detail and accuracy.
Experience in crypto is a big plus.
Excellent written and verbal communication skills in both: English and Russian required.
Ability to work effectively with individuals and groups throughout the company remotely.
Must be proficient with MS Office Tools (Word, Excel, PowerPoint, among others), Google sheets.
Work experience with KYC vendors (for example, sumsub, LexisNexis, WorldCheck and others), KYT vendors (for example: Elliptic, Chainalysis or others), and Notion or other CRM tool is preferred.
Possession of an International certificate in the field of AML/CFT is a big plus. /ICA, ACAMS etc./
Proficiency in Russian, and knowledge of English at B2 level.
We seek candidates who can work on 5/2 schedule with flexible days off.
Why it is a fantastic opportunity:
Our business is growing at an exponential scale.
Work in a well-funded startup environment with unique growth opportunities and a chance to join a rapidly growing company with a unique product.
Be based remotely.
Participation in the performance review and bonus programme.
Compensation for medical expenses.
Provision of necessary equipment.
Annual vacation of 20 working days plus 10 paid days off.
14 days of paid sick leave to support your health and recovery when needed.
Access to internal English courses for continuous learning and improvement in language skills.
Wallet is an equal opportunity employer.
Wallet
Product Counsel
London, UK
London, UK
Full time
Remote
Wallet in Telegram is your gateway to the world of digital currencies, specially tailored for individuals in emerging markets. We understand the complexities and intimidation often associated with existing crypto solutions, which is why we've designed the Wallet to be the ultimate user-friendly platform for managing finances. No need to open a traditional bank account or wrestle with convoluted crypto exchanges and wallets.
Leveraging the power of advanced blockchain technology, Wallet delivers a seamless onboarding experience into the crypto ecosystem. It enables users to effortlessly store, send, and receive digital currencies, all via the familiar interface of Telegram. Managing your finances becomes as simple as sending a message.
At Wallet, we're committed to using technology to disrupt traditional banking systems, providing our customers with more flexible and inclusive financial services. Whether you're a crypto novice or seeking to simplify your digital finance experience, Wallet is crafted with your needs in mind.
With a mission to make crypto accessible and secure for Telegram's vast user base, we're seeking a highly skilled Product Counsel to play a pivotal role in driving the adoption of crypto and Web3.
Location
Remote-first, with collaboration across global offices including Dubai and London.
Role Description
As a Product Counsel, you will:
Serve as the primary legal advisor for the product teams, focusing on compliance with digital assets, AML, data protection laws and regulations.
Offer guidance on the legal and regulatory impacts during the development of new products and services to ensure compliance with international standards.
Collaborate with business leads (incl. Product, Compliance and Customer Support) to keep them ahead of regulatory trends and changes across various jurisdictions.
Assess and manage legal risks related to product development and launch, supporting the company's global expansion.
Manage relationships with external legal counsel for specific projects and draft customer-facing legal documents.
Proactively engage with local regulators to ensure compliance with regulatory standards.
Key Responsibilities
Legal risk assessment and management.
Collaboration with business and legal stakeholders.
External counsel relationship management.
Drafting of customer-facing legal documents.
Engagement with regulators.
Qualifications
A legal degree and a license to practice law in at least one jurisdiction.
At least 5 years of legal experience in technology or financial services, with a preference for fintech or blockchain-related experience.
Strong abilities in communication, negotiation, and simplifying complex legal concepts.
Proven project management skills with experience in leading projects involving multiple stakeholders.
Full Professional English.
Why This Is a Fantastic Opportunity
Our business is growing at an exponential scale.
Work in a well-funded startup environment with unique growth opportunities and a chance to join a rapidly growing company with a unique product.
Be based remotely.
Participation in the performance review and bonus programme.
Compensation for medical expenses.
Provision of necessary equipment.
Annual vacation of 20 working days plus 10 paid days off.
14 days of paid sick leave to support your health and recovery when needed.
Access to internal English courses for continuous learning and improvement in language skills.
Wallet is an equal opportunity employer.
Leveraging the power of advanced blockchain technology, Wallet delivers a seamless onboarding experience into the crypto ecosystem. It enables users to effortlessly store, send, and receive digital currencies, all via the familiar interface of Telegram. Managing your finances becomes as simple as sending a message.
At Wallet, we're committed to using technology to disrupt traditional banking systems, providing our customers with more flexible and inclusive financial services. Whether you're a crypto novice or seeking to simplify your digital finance experience, Wallet is crafted with your needs in mind.
With a mission to make crypto accessible and secure for Telegram's vast user base, we're seeking a highly skilled Product Counsel to play a pivotal role in driving the adoption of crypto and Web3.
Location
Remote-first, with collaboration across global offices including Dubai and London.
Role Description
As a Product Counsel, you will:
Serve as the primary legal advisor for the product teams, focusing on compliance with digital assets, AML, data protection laws and regulations.
Offer guidance on the legal and regulatory impacts during the development of new products and services to ensure compliance with international standards.
Collaborate with business leads (incl. Product, Compliance and Customer Support) to keep them ahead of regulatory trends and changes across various jurisdictions.
Assess and manage legal risks related to product development and launch, supporting the company's global expansion.
Manage relationships with external legal counsel for specific projects and draft customer-facing legal documents.
Proactively engage with local regulators to ensure compliance with regulatory standards.
Key Responsibilities
Legal risk assessment and management.
Collaboration with business and legal stakeholders.
External counsel relationship management.
Drafting of customer-facing legal documents.
Engagement with regulators.
Qualifications
A legal degree and a license to practice law in at least one jurisdiction.
At least 5 years of legal experience in technology or financial services, with a preference for fintech or blockchain-related experience.
Strong abilities in communication, negotiation, and simplifying complex legal concepts.
Proven project management skills with experience in leading projects involving multiple stakeholders.
Full Professional English.
Why This Is a Fantastic Opportunity
Our business is growing at an exponential scale.
Work in a well-funded startup environment with unique growth opportunities and a chance to join a rapidly growing company with a unique product.
Be based remotely.
Participation in the performance review and bonus programme.
Compensation for medical expenses.
Provision of necessary equipment.
Annual vacation of 20 working days plus 10 paid days off.
14 days of paid sick leave to support your health and recovery when needed.
Access to internal English courses for continuous learning and improvement in language skills.
Wallet is an equal opportunity employer.
Wallet
Compliance QA specialist (KYC or AML)
Full time
Remote
Wallet on Telegram is your gateway to the world of digital currencies, specially tailored for individuals in emerging markets. We understand the complexities and intimidation often associated with existing crypto solutions, which is why we've designed the Wallet to be the ultimate user-friendly platform for managing finances. No need to open a traditional bank account or wrestle with convoluted crypto exchanges and wallets.
Leveraging the power of advanced blockchain technology, Wallet delivers a seamless onboarding experience into the crypto ecosystem. It enables users to effortlessly store, send, and receive digital currencies, all via the familiar interface of Telegram. Managing your finances becomes as simple as sending a message.
At Wallet, we're committed to using technology to disrupt traditional banking systems, providing our customers with more flexible and inclusive financial services. Whether you're a crypto novice or seeking to simplify your digital finance experience, Wallet is crafted with your needs in mind.
Now we are seeking Compliance QA specialists to join our team.
The Quality Assurance Specialist will play a crucial role in ensuring that our KYC/CDD/ AML processes and systems meet the highest standards of quality and compliance. The successful candidate will work closely with the KYC (or AML) team to develop, implement, and maintain QA procedures, conduct staff reviews, and provide feedback for continuous improvement.
Responsibilities:
Develop, implement, and maintain QA procedures and standards for the KYC (or AML) team.
Conduct regular quality checks of KYC (or AML) staff to ensure compliance with internal policies and external regulations.
Identify areas of improvement for the team and help to implement corrective actions.
Maintain detailed and accurate documentation of QA activities and findings.
Prepare and present QA reports to senior management and regulatory bodies if required.
Provide training and support to KYC (AML) team members on QA procedures and best practices.
Requirements:
Bachelor's degree in Finance, Business, Law, or a related field.
Minimum of 3 years of experience in quality assurance, preferably within a KYC or AML or compliance environment.
Strong understanding of AML regulations and requirements.
Excellent analytical and problem-solving skills.
Strong attention to detail and organizational skills.
Effective communication and interpersonal skills.
Ability to work independently and as part of a team.
Certifications such as CAMS (Certified Anti-Money Laundering Specialist) or similar are a plus.
Preference is given to candidates with experience within the crypto industry.
Proficiency in English (at least level B2) is required. Knowledge of Russian is preferred.
Why it is a fantastic opportunity:
Our business is growing at an exponential scale.
Work in a well-funded startup environment with unique growth opportunities and a chance to join a rapidly growing company with a unique product.
Be based remotely.
Participation in the performance review and bonus programme.
Compensation for medical expenses.
Provision of necessary equipment.
Annual vacation of 20 working days plus 10 paid days off.
14 days of paid sick leave to support your health and recovery when needed.
Access to internal English courses for continuous learning and improvement in language skills.
Wallet is an equal opportunity employer.
Leveraging the power of advanced blockchain technology, Wallet delivers a seamless onboarding experience into the crypto ecosystem. It enables users to effortlessly store, send, and receive digital currencies, all via the familiar interface of Telegram. Managing your finances becomes as simple as sending a message.
At Wallet, we're committed to using technology to disrupt traditional banking systems, providing our customers with more flexible and inclusive financial services. Whether you're a crypto novice or seeking to simplify your digital finance experience, Wallet is crafted with your needs in mind.
Now we are seeking Compliance QA specialists to join our team.
The Quality Assurance Specialist will play a crucial role in ensuring that our KYC/CDD/ AML processes and systems meet the highest standards of quality and compliance. The successful candidate will work closely with the KYC (or AML) team to develop, implement, and maintain QA procedures, conduct staff reviews, and provide feedback for continuous improvement.
Responsibilities:
Develop, implement, and maintain QA procedures and standards for the KYC (or AML) team.
Conduct regular quality checks of KYC (or AML) staff to ensure compliance with internal policies and external regulations.
Identify areas of improvement for the team and help to implement corrective actions.
Maintain detailed and accurate documentation of QA activities and findings.
Prepare and present QA reports to senior management and regulatory bodies if required.
Provide training and support to KYC (AML) team members on QA procedures and best practices.
Requirements:
Bachelor's degree in Finance, Business, Law, or a related field.
Minimum of 3 years of experience in quality assurance, preferably within a KYC or AML or compliance environment.
Strong understanding of AML regulations and requirements.
Excellent analytical and problem-solving skills.
Strong attention to detail and organizational skills.
Effective communication and interpersonal skills.
Ability to work independently and as part of a team.
Certifications such as CAMS (Certified Anti-Money Laundering Specialist) or similar are a plus.
Preference is given to candidates with experience within the crypto industry.
Proficiency in English (at least level B2) is required. Knowledge of Russian is preferred.
Why it is a fantastic opportunity:
Our business is growing at an exponential scale.
Work in a well-funded startup environment with unique growth opportunities and a chance to join a rapidly growing company with a unique product.
Be based remotely.
Participation in the performance review and bonus programme.
Compensation for medical expenses.
Provision of necessary equipment.
Annual vacation of 20 working days plus 10 paid days off.
14 days of paid sick leave to support your health and recovery when needed.
Access to internal English courses for continuous learning and improvement in language skills.
Wallet is an equal opportunity employer.
Monza Pro
Software Engineer
Mumbai, India
Mumbai, India
Full time
Remote
As a Software Engineer, you will be responsible for designing, developing, testing, and maintaining software applications. You will work closely with a team of engineers and collaborate with stakeholders to deliver high-quality software solutions that meet business needs.
Key Responsibilities:
Designing and implementing software solutions based on requirements and technical specifications.
Writing clean, scalable, and efficient code using programming languages such as Java, Python, C++, etc.
Testing and debugging code to ensure proper functionality and performance.
Collaborating with cross-functional teams (including designers, product managers, and other engineers) to deliver software projects on time.
Conducting code reviews and providing constructive feedback to team members.
Documenting software functionality, processes, and technical specifications.
Keeping up-to-date with industry trends and best practices in software development.
Key Responsibilities:
Designing and implementing software solutions based on requirements and technical specifications.
Writing clean, scalable, and efficient code using programming languages such as Java, Python, C++, etc.
Testing and debugging code to ensure proper functionality and performance.
Collaborating with cross-functional teams (including designers, product managers, and other engineers) to deliver software projects on time.
Conducting code reviews and providing constructive feedback to team members.
Documenting software functionality, processes, and technical specifications.
Keeping up-to-date with industry trends and best practices in software development.
Miriam Colte
Anti_Money Laundering Expert
Baguio City, Philippines
Baguio City, Philippines
Full time
Office
URGENTLY HIRING: ANTI-MONEY LAUNDERING EXPERTQualifications:a. Must have at least 1 year experience in AML related role.b. Must have understanding on AML and Compliance policies.c. Specializes in the detection and prevention of fraud, bonus abuse and other risks to the network.d. Familiar with Vlookup and Pivot excel tools.e. Quick & sharp in detecting fraudulent transactions or potential fraud.f. Must have experience in using KYC, CDD, EDD, and PEP functions.g. Excellent oral and written English communication skills.h. Flexible with day/night schedules.