Senior AML Analyst, Investigations

ABOUT
Circle, a financial technology firm, is positioned at the center of the emerging internet of money, enabling the seamless global transmission of value akin to digital data. The innovative internet layer created by Circle opens up unprecedented opportunities for payment systems, commerce, and markets, ultimately contributing to global economic growth and inclusivity. Through its infrastructure, particularly USDC, a blockchain-based dollar, Circle empowers businesses, institutions, and developers to leverage these advancements in financial technology during this pivotal moment.

CULTURE
Circle strongly emphasizes transparency and reliability across all its operations. As the organization expands into key jurisdictions worldwide, the core values of Multistakeholder, Mindfulness, Driven by Excellence, and High Integrity guide its employees towards achieving success driven by speed and efficiency. Circlers continuously adapt and collaborate in a remote work environment that thrives on collective strength, offering a flexible and diverse workspace where creativity and mutual ownership are encouraged.

RESPONSIBILITIES
We are seeking an AML Investigator to be part of our Compliance Operations Team, focused on detecting suspicious or illegal activities, particularly in the context of Suspicious Activity Reporting (SAR). In this role, you will scrutinize customer behaviors on Circle platforms, adhering to company policies and compliance standards to make informed decisions. The ideal candidate will possess a strong interest in AML compliance, enjoy analytical challenges, and exhibit comfort with handling extensive data sets.

TASKS INCLUDE

• Conducting detailed investigations into potentially illicit activities like money laundering, terrorist financing, and fraud, determining necessary actions.
• Drafting and submitting SARs to enforcement networks and documenting decisions failing to report a SAR, showcasing autonomy in handling sensitive cases.
• Reviewing transaction monitoring alerts to identify activities warranting further inquiry.
• Tracing fund flows and analyzing them using blockchain tools.
• Assisting in fulfilling requests from law enforcement, banking partners, and other stakeholders.
• Enhancing and optimizing existing procedures and controls.

CORE VALUES
You should embody our core values: Multistakeholder commitment, Mindfulness, Excellence, and Integrity, striving to deliver outstanding results while upholding high standards of ethics and communication.

REQUIREMENTS

• Bachelor's degree in a relevant field; Law, Business, or Intelligence Studies postgraduate degree preferred.
• Minimum 4 years of AML investigation experience with a financial institution, including blockchain investigations.
• Proficiency in data analysis, organization, and attention to detail.
• Familiarity with large transactional data analysis; SQL expertise is advantageous.
• Strong interpersonal skills and ability to collaborate across different functions.
• Experience with blockchain investigative tools (e.g., Chainalysis, Elliptic, TRM Labs).
• Demonstrated SAR filing expertise and knowledge of best practices.
• Ability to work effectively under pressure and within tight deadlines.
• Preferable CAMS or CFCS certification.
• Proficient in Slack, Apple MacOS, and GSuite.

Candidates may be eligible for day-one PERM sponsorship. Compensation is influenced by factors such as relevant experience, qualifications, and organizational needs and does not reflect a standard global rate. It includes a base pay range of $90,000 to $120,000, 12.5% annual bonus target, equity, and benefits such as medical, dental, vision, and a 401(k) plan along with a discretionary vacation policy. Circle is an equal opportunity employer and promotes diversity while complying with the E-Verify Program where necessary.

Looking forward to having you join our team remotely.

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