Senior Financial Integrity Analyst, Policy

Circle is a forward-looking financial technology company situated at the core of the rising internet of money, enabling value to traverse the digital realm as effortlessly as data — universally, nearly instantaneously, and at a lower cost compared to traditional settlement systems. This pioneering internet layer ushers in unprecedented opportunities for payments, commerce, and markets, poised to boost global economic well-being and foster inclusivity. Our infrastructure, exemplified by USDC, a digital dollar running on blockchain, empowers businesses, institutions, and developers to leverage these advancements and seize the transformative potential at this significant juncture where money and technology converge.

Team Environment:

Culture at Circle is characterized by commitment to integrity and reliability. As our global presence expands, speed and efficiency are vital drivers of our progress, and our team members embody our organizational values: Multistakeholder, Mindfulness, Driven by Excellence, and High Integrity. Thriving in a remote paradigm, Circlers collaborate seamlessly, interpreting shared strength into collective accomplishments. We have cultivated a flexible, diverse work milieu that fosters innovation and nurtures a sense of ownership across the board.

Primary Responsibilities:

Within the Policy team framework, you will contribute to a risk analysis capacity dedicated to identifying and addressing prevalent trends within the ecosystem, crafting strategies to pinpoint and mitigate risks that could jeopardize trust and security. The ideal candidate possesses extensive experience in dealing with large data sets to discern plausible threats to Circle and USDC. Additionally, effective cross-team collaboration, coupled with a methodical and strategic problem-solving approach, is essential. Delving into new product functionalities to evaluate their conformance with existing policies and systems should be second nature. Ultimately, the preferred candidate is an intellectually curious individual with a background in combatting illicit financial activities, relishing analytical puzzles, and actively inventing new policies and procedures.

Duties and Responsibilities:

• Conduct thorough investigations into potential illicit undertakings such as market manipulation, money laundering, fraud, and sanctions violations.
• Develop quantitative and qualitative metrics for extracting insights from both internal and external datasets.
• Scrutinize vast datasets to discern activities warranting further investigation, tracing fund movements using blockchain analytics tools.
• Offer technical and strategic input for complex analyses and risk mitigation strategies.
• Aid in addressing inquiries from law enforcement, banking partners, and other internal as well as external stakeholders.
• Collaborate closely with ERM members to ensure identification of risks, issue documentation, and control mechanisms.
• Spearhead the tabulation and reporting of Key Performance Indicators, Key Risk Indicators, and other metrics to gauge program effectiveness.
• Innovate and propose enhancements to existing protocols and controls.

Key Qualifications:

• *At least 4 years of experience in AML investigations within a financial institution, ideally encompassing blockchain investigations.
• Sharp analytical, detail-oriented, and organizational skills.
• Proficiency in scrutinizing large transactional datasets; familiarity with SQL a plus.
• Strong communication skills facilitating interdepartmental relations and collaborations.
• Prior involvement with blockchain forensic tools (e.g., Chainalysis, Elliptic, TRM Labs).
• Ability to thrive under pressure and deliver results within tight deadlines.
• CAMS or CFCS certification desirable.
• Familiarity with Google Suite, Slack, and Apple MacOS preferred.
• Bachelor's degree, while a Graduate Degree in Law, Business, or Intelligence Studies is advantageous.

Additional Details:

• For qualified candidates, day-one PERM sponsorship is available for this role.
• Circle is on a mission to sculpt an inclusive financial future with transparency as a cornerstone, influencing our approach to compensation frameworks and packages.
• Compensation is determined by various facets including relevant experience, skill set, qualifications, and organizational needs. Note that compensation ranges may vary for candidates in different geographical locations.
• Base Pay Range: $102,500 - $137,500
• Annual Bonus Target: 12.5%
• Additional Benefits: Equity, along with medical, dental, vision, and 401(k) benefits. Circle enforces a discretionary vacation policy, offering 10 days of paid sick leave annually and 11 paid holidays in the U.S.

Circle actively promotes diversity and upholds equal opportunity throughout its workforce without regard to race, religion, nationality, gender, sexual orientation, age, marital or veteran status, or disability. In certain locations, Circle participates in the E-Verify Program as mandated by law.