Tech Lead - Banking Service

We are seeking a talented individual to join our team and contribute to the design, development, maintenance, and enhancement of software for various projects within our organization. These projects are complementary to our core business and operated efficiently with a compact team. Your role will involve actively participating in crafting scalable applications, covering components from frontend UI to backend infrastructure.

About Us

Our objective is to establish a seamless, secure, and innovative banking environment for our clientele. We require a Banking Service Tech Lead to play a pivotal role in setting up foundational systems and leading technological advancements.

Role Overview

As the Banking Service Tech Lead, you will take charge of the architecture, creation, and sustenance of our essential banking infrastructure. Collaborating closely with interdisciplinary teams, you will ensure that our banking systems comply with regulations, adhere to security protocols, and provide exceptional customer journeys. This leadership position demands a blend of technical proficiency and robust team management capabilities to build and guide competent teams.

Key Responsibilities

• Lead the technical blueprint and execution of core banking systems utilizing Golang or Ruby on Rails
• Establish the groundwork for our digital banking platform encompassing payment networks, account management, and transaction handling
• Design and implement secure, scalable banking APIs following Open API standards
• Work with compliance teams to integrate robust KYC/AML systems and processes
• Develop data reporting mechanisms aligned with regulatory mandates and business insights
• Architect and implement financial treasury processes, FX exchange capabilities, and crediting mechanisms
• Provide guidance on integrating with payment networks and banking collaborators
• Ensure all systems comply with banking regulations and security expectations
• Cultivate, mentor, and oversee engineering teams, facilitating career progression and delivering performance feedback
• Drive excellence in engineering through best practices, code reviews, and constant enhancement
• Manage project timelines, resource allotment, and technical deliverables
• Collaborate with product, design, and business stakeholders to align technical strategies with organizational objectives
• Act as the representative of the engineering team in executive and cross-functional discussions

Required Qualifications

• Over 8 years of software development expertise, with a minimum of 5 years in financial technology
• More than 3 years of team management experience, leading engineering teams consisting of 5+ developers
• Proficiency in either Golang or Ruby on Rails
• Demonstrated capability in building and scaling banking or financial service platforms
• In-depth knowledge of banking operations, payment networks, and financial systems
• Experience in implementing KYC/AML solutions and compliance frameworks
• Familiarity with data security practices pertinent to financial institutions
• Proficiency in treasury management systems, FX exchange, and crediting systems
• Understanding of RESTful APIs and Open API specifications
• Experience with microservices architecture and cloud-native applications
• Strong leadership skills, including the ability to inspire and motivate teams
• Adept at conflict resolution and problem-solving
• Excellent communication skills, translating complex technical concepts for non-technical audiences

Preferred Qualifications

• Past engagement with global bank auditors and regulatory compliance teams
• Familiarity with integrating banking core SaaS systems such as ThoughtMachine, Audax, or Temenos
• Experience in collaboration with System Integrators (SI) for extensive financial projects
• Understanding of ISO 20022, PSD2, or other banking standards
• Exposure to real-time payment systems and card processing networks
• Knowledge of blockchain or distributed ledger technologies in financial contexts
• Proficiency with cloud platforms (AWS, GCP, Azure) and containerization (Docker, Kubernetes)
• Background in data science or analytics related to financial services
• Experience in managing distributed or remote engineering teams
• Successful track record of delivery in highly regulated environments

Leadership Competencies

• Strategic thinking and translating business vision into technical roadmaps
• Effective team building and talent development
• Skilled in stakeholder management and executive communication
• Ability to foster consensus amid diverse teams and perspectives
• Proven track record of delivering complex projects within allocated time and budget
• Adaptability and resilience in fast-paced, changing settings
• Dedication to cultivating an inclusive and collaborative team culture

What We Offer

• Opportunity to shape a digital bank's foundation from inception
• Competitive salary and equity packages
• Comprehensive health benefits
• Flexible work arrangements
• Continuous learning and professional growth opportunities
• Collaborative and innovative work setting
• Career progression and leadership development programs

Life @ Crypto.com

Empowerment to explore new horizons within a supportive and ambitious team

Transformational and proactive work atmosphere fostering innovative solutions

Internal growth opportunities enhancing personal and professional development

Strong camaraderie among colleagues, committed to mutual support

Unified team efforts towards universal cryptocurrency adoption

Flexible work arrangements promoting work-life balance

Career advancement prospects via internal mobility programs

Attractive work perks, including a crypto.com visa card

Benefits

• Competitive salary
• Generous annual leave entitlement including birthday days off
• Work flexibility and hybrid or remote setups
• Internal mobility program for diverse career paths
• Work perks including a crypto.com visa card

About Crypto.com

Founded in 2016, Crypto.com boasts a customer base exceeding 80 million and stands as the world's fastest-growing global cryptocurrency platform. Our mission is to make Cryptocurrency in Every Wallet™ a reality. Upheld by security, privacy, and compliance principles, Crypto.com is dedicated to accelerating cryptocurrency adoption through innovation, empowering future creatives, and builders to foster a more equitable digital ecosystem.

Crypto.com is an equal opportunities employer, upholding transparency and fairness in all opportunities, valuing diversity and inclusion to unify a team with varying backgrounds and strengths. Personal data provided by applicants is used solely for recruitment purposes. Only shortlisted candidates will be contacted.